Looking for a beachside retirement town for you or a loved one? Naples, Florida, is the perfect place for seniors. It boasts more than 250 days of sunshine a year, and the area is known for its high-end living and upscale shopping.
Choosing a nursing home can be daunting, partly because the term nursing home means different things to different people. The term is often used broadly to refer to senior living. However, it actually refers to skilled nursing facilities that provide seniors with 24/7 supervision and licensed health care.
These communities specialize in caring for individuals who cannot live on their own. But more often than not, people are looking for options that provide more independence, such as assisted living or memory care. These communities help seniors be as independent as possible while supporting them with on-site personal or health care. A Place for Mom partners with 17 assisted living and memory care facilities within a 10-mile radius of downtown Naples. Still, 94% of these communities offer on-site nursing services.
In this guide, you’ll receive a comprehensive overview of our partner facilities in Naples, cost and payment options, applicable laws and regulations, senior transportation options, nearby hospitals, senior activities, and more.
Great senior living community! I love it here. Everyone is so friendly and attentive. The rooms are spacious and new. The dining room offers great food and great service. I highly recommend Seascape at...
I think its an excellent place. Activities are always fun and there's a lot to do. The place is always clean and everyone is friendly and always willing to help very thoughtful people. It's a beautiful...
The Fairways is very attentive to my mom’s care. They always answer text phone calls and help with whatever needs. I need for my mom. They have a set schedule and keep everybody active and make sure that...
The staff is wonderful to my mom and to our family. My mom was a difficult case. They showed great patience and care. They go above and beyond!Also my experience with A place for Mom was just as great!...
Not enough staff on weekends to care for residents needs when buttons on necklaces pushed. ([name removed] passed on [date removed].) The staff was very personal with the residents. My husband never asked to...
My mama recently moved to Tuscany Villa in Florida from South Carolina, and the transformation has been incredible. Before, she spent most of her time isolated in her room, but now she’s so busy with...
I have visited so many memory care communites in this town and this community is a true home feel. It was important to find a place that wasn't too fancy so my mom felt comfortable. When she walked in and...
I have lived at Lely Palms for three months in a one bedroom apartment. I am very happy with everything from the size of my apartment to the public rooms and the staff who are very friendly and helpful. The...
My mom is very happy and well taken care of! Everyone is pleasant and friendly, staff and residents. Very clean facility and the food I've had has been very good! Not a big deal but there is one separate...
If you are placing your loved one in memory care, you should consider Elite. I’m very pleased with the care my husband receives. [name removed] and [name removed] are caring and involved making sure...
My friend has since passed but the cost was reasonable. It was sold, deterioration of services was significant and costs was unreasonable.
I researched approx. 7 assisted living facilities and I found Discovery village had all the specifics that we wanted for my Mom. The staff, the healthcare workers the nurses and every employee at this...
What our family likes the most about Bayshore Memory Care is the staff and the events for the families. Based on the experience we have had so far, we would recommend this community to other families who may...
Mom was one of the first residents at All Seasons when it was built and she much enjoyed her time up to her passing this month [date removed] and even with her remaining days in bed in her apartment was the...
The transition process was eased by grand living’s clear expectations and helpful resource recommendations for moving from my parents house into the facility. Staff is pleasant and helpful. Facilities is...
What we like the most about this community is that we feel good leaving our loved one there because she is happy and well cared for. We would absolutely recommend this community to other families based on...
Good but not enough physical activity in Memory care. Facility clean and smells fresh. Of the facilities I looked at in Naples I would definitely recommend The Arlington. We picked this community, because we...
It's a relatively small community so everyone knows everyone, and the staff knows all the residents and their needs. Staff is friendly, experienced and knowledgeable. Lots of outings and activities. We would...
My mom has been a resident of Memory Care of Naples since [date removed]. From the moment she move in, we have all been so happy with the care she has received - it truly feels like she is a part of their...
Orchid Terrace is a home away from home. It is warm and inviting.
This community is wonderful and the staff here are so great with their residents. There is a beautiful courtyard and my husband loves going outside. The event coordinator talked with my husband and found...
I cannot say enough about my exceptional experience at solaris North Naples. The staff was not only friendly, but created a family type atmosphere. The staff is extremely attentive and compassionate, I was...
We developed a proprietary recommendation system that orders Naples community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
The median monthly cost of a private room in a nursing home is $14,905 in Naples or $9,277 for a shared room.[02] This is much higher than the cost of assisted living or memory care. According to A Place for Mom’s proprietary data, the average total cost of a Naples assisted living facility is $4,081, and the average actual cost of a Naples memory care facility is $4,941.[01] These numbers include service fees and add-ons.
The cost of each facility reflects how much care residents will have access to. For instance, skilled nursing facilities provide 24/7 medical care and assistance to seniors who have serious health conditions or disabilities. Assisted living facilities, on the other hand, offer assistance with daily living activities in a residential setting. They are best for seniors who need help with daily tasks but don’t require acute medical care. Similarly, memory care communities support residents with dementia, offering a secure environment and specialized programming to support memory function.
Looking for a skilled nursing, assisted living, or memory care facility for you or a loved one? You may be concerned about the cost.
Seniors and families often use a variety of income streams when paying for a senior living facility. Funding options include private income streams, VA benefits, Medicaid, and Medicare. Each method has its benefits and limitations. In this section, you’ll learn more about how these funding options can cover senior living expenses.
Private pay methods refer to personal income streams and savings that can be used to cover senior living expenses. This includes income sources such as Social Security benefits, pensions, and investment returns, as well as any of the following:
Number of veterans who live in Naples, according to the U.S. Census Bureau
About 67% of Naples veterans are 75 or older, according to the U.S. Census Bureau
Several resources are available for senior veterans who want to move into a skilled nursing, assisted living, or memory care facility. Veterans can apply for a VA Pension if they’ve been honorably discharged and meet certain eligibility requirements. The other benefit most commonly used to pay for skilled nursing, assisted living, and memory care is the Aid and Attendance benefit. Aid and Attendance can be used on expenses that improve a veteran’s quality of life. You can apply online or at one of the regional VA offices in St. Petersburg and Largo, Florida. A full list of benefits can be found on the U.S. Department of Veterans Affairs website.
We recommend reaching out to a veterans services organization (VSO) for assistance with the benefits application process. VSOs are where you can find veterans services officers, which are vetted by the U.S. Department of Veterans Affairs and are considered the best source of information. Naples features three VSOs that can help: the Collier County Veteran Service office, a Veterans of Foreign Wars (VFW) post, and a Disabled American Veterans (DAV) location. There are also more individual veterans services officers across Florida.
Resources for Naples veterans
St. Petersburg Regional Office
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Phone: 800-827-1000
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.
Florida Department of Veterans’ Affairs
11351 Ulmerton Road, Suite 311-K
Largo, FL 33778-1630
Phone: 727-518-3202
Hours: Monday through Friday, 9 a.m. – 4 p.m.
U.S. Department of Veterans Affairs
Phone: 800-827-1000
Hours: Monday through Friday, 8 a.m. – 9 p.m.
Collier County Veteran Services
3339 Tamiami Trail, Suite 212
Naples, FL 34112
Phone: 239-252-8387
Fax: 239-252-2870
Email: colliercounty.veteranservices@colliercountyfl.gov
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Veterans of Foreign Wars: Post 7721
800 Neffs Way
Naples, FL 34119
Phone: 239-455-7721
Hours: Monday through Thursday, 10 a.m. – 8 p.m.; Sunday, 9 a.m. – 8 p.m.
Disabled American Veterans
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Phone: 727-319-7444
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.
Medicaid provides eligible individuals with coverage for institutional long-term care, which includes nursing homes. Medicaid will pay for room and board, nursing care, therapy, medications, and medical supplies.[04] To qualify for Medicaid coverage in Florida, an individual must meet certain eligibility criteria, including financial and nonfinancial requirements.
Unfortunately, Medicaid only covers room and board at skilled nursing facilities. Seniors at assisted living or memory care facilities cannot use Medicaid to cover custodial costs. However, medically necessary services are covered.
In Florida, Medicaid is administered through the Statewide Medicaid Managed Care (SMMC) program by the Agency for Health Care Administration. SMMC comprises three separate programs: the Long-Term Care program (LTC), the Managed Medical Assistance (MMA) program, and the Dental Program.
To access coverage for services provided in an assisted living or memory care facility, you’ll need to utilize waivers. The Home and Community-Based Services Waiver program covers most health care services. Long-Term Care waivers are designed to delay or prevent institutionalization by covering in-home or community health care. And MMA covers doctor visits, mental health care, and more for Medicaid recipients.
Seniors in Florida can access impartial financial counseling through the Serving Health Insurance Needs of Elders (SHINE) program provided by the Department of Elder Affairs and the Area Agency on Aging. The Florida Ombudsman Program is another vital resource for seniors and families who need long-term care support and advocacy.
Naples resident Medicaid resources
Statewide Medicaid Managed Care
Phone: 877-711-3662
Hours: Monday through Thursday, 8 a.m. – 8 p.m.; Friday 8 a.m. – 7 p.m.
Florida Agency for Health Care Administration
2727 Mahan Drive
Tallahassee, FL 32308
Phone: 850-412-4000
Florida Department of Elder Affairs
4040 Esplanade Way
Tallahassee, FL 32399-7000
Phone: 850-414-2000
Fax: 850-414-2004
Area Agency on Aging for Southwest Florida
2830 Winkler Ave., Suite 112
Fort Myers, FL 33916
Phone: 239-652-6900
Fax: 239-652-6989
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Serving Health Insurance Needs of Elders
4040 Esplanade Way, Suite 270
Tallahassee, FL 32399-7000
Phone: 800-963-5337
Fax: 850-414-2150
Email: information@elderaffairs.org
Florida Ombudsman Program
4040 Esplanade Way, Suite 380
Tallahassee, FL 32399-7000
Phone: 850-414-2323
Medicare offers limited coverage for skilled nursing. To qualify for coverage, seniors must meet the following conditions:
Medicare considers assisted living and memory care to be custodial care, so everyday expenses like room and board aren’t covered. However, Medicaid can be used to cover medical services, supplies, and care.
Seniors are eligible for Medicare if they’re 65 or older and have Social Security Disability benefits. To apply online, visit the Social Security Administration website.
There are several state programs that can help you with financial assistance and counseling. These programs include:
The Social Security Administration is the best resource for general inquiries about Medicare. If you or your loved one have complaints about a long-term care facility, you can reach out to the Florida Ombudsman Program.
Naples resident Medicare resources
Naples Social Security Administration Office
2659 Professional Circle, Room 1114
Naples, FL 34119
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Florida Department of Elder Affairs
4040 Esplanade Way
Tallahassee, FL 32399-7000
Phone: 850-414-2000
Fax: 850-414-2004
Florida Medicare Savings Program
Phone: 888-419-3456
Florida Discount Drug Card Program
Phone: 866-341-8894
Serving Health Insurance Needs of Elders
4040 Esplanade Way, Suite 270
Tallahassee, FL 32399-7000
Phone: 800-963-5337
Fax: 850-414-2150
Email: information@elderaffairs.org
Hope Program for All-Inclusive Care of the Elderly
13020 Livingston Road
Naples, FL 34105
Phone: 239-985-6400
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Florida Ombudsman Program
4040 Esplanade Way, Suite 380
Tallahassee, FL 32399-7000
Phone: 850-414-2323
Depending on the type of care community, several laws and regulations are applicable to ensure seniors receive adequate care.
For skilled nursing facilities, state regulations are enforced by the Florida Agency for Health Care Administration, and federal regulations are enforced by the Centers for Medicare & Medicaid Services. Current regulations for nursing homes include:
For more detailed information on skilled nursing, the State Operations Manual for Long-Term Care Facilities lists all guidelines for facilities participating in Medicare and Medicaid programs.
Other forms of long-term care, such as assisted living and memory care, must follow regulations set by the Florida Bureau of Health Facility Regulation. In addition to the standard license, some communities may hold specialty licenses such as limited nursing services, extended congregate care, and limited mental health services.
Communities must undergo an initial inspection before receiving a license and are inspected after that at least every two years. The inspection covers staff-to-patient ratios, staff training, resident care plans, and registered nurse staffing levels. All inspection reports are available online on the Florida Agency for Health Care Administration website.
Some additional regulations for memory care include:
Both assisted living and memory care facilities are required to provide home-like atmospheres with plenty of staff to care for residents’ needs at all times of day.
4052 Bald Cypress Way
Tallahassee, FL 32399
Phone: 850-245-4444
Hours: 8 a.m. – 5 p.m.
While there are no COVID-19 ordinances in Naples, individuals and businesses are encouraged to follow Centers for Disease Control and Prevention (CDC) guidelines to protect themselves and others. Some senior living facilities may have specific COVID-19 protocols, so it’s best to contact them for information before visiting.
Naples, Florida, offers an idyllic lifestyle for retirees. The city is situated in the southwestern region of the state within Collier County, and it’s renowned for its stunning beaches, luxurious shopping experiences, and upscale living.
Although they may appear similar, skilled nursing, assisted living, and memory care communities offer distinct services.
A Place for Mom doesn’t partner with stand-alone nursing homes. However, we do partner with 17 assisted living and memory care facilities, and 94% of them have on-site nursing services. Here’s a summary of the different communities in our network:
The communities we partner with prioritize health care through a range of services to promote their residents’ well-being. For example, nearly all of our partner communities in Naples offer full medication management. Residents can rest assured that their medication needs are being carefully monitored and managed. Similarly, 82% of communities provide some aspect of memory care. Residents with cognitive impairments will receive specialized care and support.
At all of our communities, residents will benefit from 24-hour awake staff as well as activity directors who can promote residents’ social and emotional well-being.
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Number of seniors over the age of 65 currently living in Naples
Median annual income for Naples seniors 65 and older
NCH Baker Hospital is a part of the renowned NCH Healthcare System, which is known for its exceptional treatment of heart conditions. The hospital has received regional recognition from U.S. News and World Report.
Pine Ridge Hospital is a highly-rated medical center that is a part of the Physicians Regional network. The hospital has received excellent ratings in seven procedures, including knee and hip surgery, from U.S. News and World Report.
Veterans in Naples can visit the Naples VA Clinic for primary care, mental health care, women’s health services, and more.
The city of Naples is primarily car-dependent. However, there are several transportation options if you or a loved one needs assistance getting around.
The majority of senior care communities in Naples offer some sort of transportation. Seventy-seven percent of our partners offer complimentary transportation, and 65% offer at-cost transportation. You should take this offering into consideration when vetting a facility to ensure your needs are being met.
The local bus system, Collier Area Transport (CAT), offers 19 routes throughout the city. It’s also fully accessible for seniors who require assistance. CAT also provides a door-to-door paratransit service called CATConnect for individuals who meet Americans with Disabilities Act eligibility requirements. This service also extends to any caregivers they travel with. You can find application information for CATConnect on this website.
The communities we partner with in Naples offer a variety of in-house activities for seniors. Some examples include music therapy, gardening, arts and crafts, cooking classes, and more. Through these recreational opportunities, seniors can socialize with other residents and spend quality time with their loved ones.
The city of Naples also has many activities that you or a loved one will enjoy doing with family and friends. For those who love nature, Naples Botanical Garden is a beautiful destination with wheelchair-accessible paths and rental scooters available. Lowdermilk Beach and Naples Pier both have Americans with Disabilities Act beach access mats and beach wheelchairs available for rent. For those who want to enjoy some quiet time outside, several parks, including Baker Park, Cambier Park, and Fleischmann Park, offer accessible amenities. The Naples Preserve Butterfly Garden is another option for those who would enjoy a peaceful afternoon.
For seniors with early- to mid-stage dementia, the Baker Senior Center offers weekly support groups to socialize with others experiencing similar challenges and learn language and memory techniques.
Naples also has a range of museums that are accessible and cater to different interests. For example, car enthusiasts can explore the historically significant classic cars at the Revs Institute, while art lovers can enjoy fine art from all over the world at The Baker Museum. For those interested in local history, the Naples Historical Society offers tours, lectures, and events.
Canterfield of Fort Myers, Seascape At Naples and Tuscany Villa of Naples are the top-rated Nursing Homes facilities near Naples, FL. These Nursing Homes facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Nursing Homes in Naples is $5,533 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Genworth Financial. (2021) Cost of Care Survey.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101): Naples, Florida [Data set]. QuickFacts.
Medicaid. (n.d.). Institutional Long Term Care | Medicaid.
U.S. News and World Report. (2023). NCH Baker Hospital in Naples, FL – Rankings, Ratings & Photos
U.S. News and World Report. (2023). Physicians Regional-Pine Ridge Hospital in Naples, FL – Rankings, Ratings & Photos
Ask an A Place for Mom local advisor at no cost.
Genworth Financial. (2021) Cost of Care Survey.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101): Naples, Florida [Data set]. QuickFacts.
Medicaid. (n.d.). Institutional Long Term Care | Medicaid.
U.S. News and World Report. (2023). NCH Baker Hospital in Naples, FL – Rankings, Ratings & Photos
U.S. News and World Report. (2023). Physicians Regional-Pine Ridge Hospital in Naples, FL – Rankings, Ratings & Photos