Top Home Care Agencies in Naples, Florida
Home Instead - Naples, FL, Advocate In-Home Care - Fort Myers and Pink Diamond Home Care Assistance LLC are the top three home care agencies in Naples, Florida. With 87 home care agencies in the area, Naples offers a wide range of options to help older adults age comfortably and safely at home. The average hourly cost for home care in Naples is around $27. Known for its warm climate and strong sense of community, Naples is especially attractive to seniors.
Home Care Agencies near Naples, FL
We have been very happy with Dial-A-Nurse so far, they are very flexible and accommodating. We would recommend them to other families.
I was in a real pinch to find the right care giver and "home manager" for my parents. Mom suffers from dementia and suddenly Dad, her main caregiver, had a stroke. Almost overnight, we needed immediate...
My parents like the caregiver. Very nice lady and competent. My mom says she always does what she is asked to do. She just wishes she would do some things without being asked. Otherwise very good caregiver.
They've been good. I like the caregiver. He's very nice and attentive. As a whole, Advocate In-Home Care has been very cooperative. and I would recommend them to others.
I worked with [name removed], owner of Pink Diamond, in my home. Mostly bathing and light household chores. She is an angel on earth. I am no longer in need of [name removed] services, but will definitely...
They have been very responsive to me and my wife. Some aids were not a great match and others were like mother and daughter to my wife. When we move back to Texas we will miss them .
I wish my Mom would be more motivated to participate in more cognitive activities but she's not. We are just not coordinated enough to do good meal planning but when we are, the caregiver will cook and she...
The assistance from VIP America of SW Home Health was good when the help was needed. My parents are doing good here and the caregivers who came to assist were helpful and good to work with.
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HomeWell Care Services of South Ft. Myers, FL
15050 Elderberry Lance, Ste. 6-10, Fort Myers, FL 33907
How much does home care cost in Naples, Florida?
The cost of home care in Naples, Florida, is approximately $27 per hour, according to A Place for Mom’s proprietary data.[01] This flexible pricing allows families to customize services based on their loved one’s specific needs.
Naples is an upscale area with a cost of living that’s 13% higher than the national average.[02] This contributes to the higher cost of in-home care services. For those who require around-the-clock support or more intensive medical assistance, assisted living, memory care, or a nursing home may be more cost-effective in the long term.
Average cost of home care in Naples, FL
Average monthly cost of home care vs. senior living in Naples, FL
Compare the costs of aging in place against senior living
Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in Naples.
How to pay for home care in Naples
Families exploring home care in Naples have several payment methods to consider based on their budget and care needs. Below are the most common ways to pay for home care services in the Naples area.
Private pay options
Many families in Naples rely on private funds to pay for home care, including savings, retirement accounts, pensions, and investments. Other payment sources include:
- Home equity. For homeowners, tapping into home equity can be a practical way to pay for care. Options include selling the home, downsizing to a smaller home, or taking out a reverse mortgage. Seniors can use reverse mortgages to convert a portion of their home’s value into cash without needing to sell or move.
- Long-term care insurance. If your loved one has a long-term care insurance policy, it may reimburse or directly pay for home care services. Coverage details vary, so it’s important to understand any waiting periods, daily benefit caps, and qualifying criteria before relying on this source.
- Life insurance. Some life insurance policies can be converted into long-term care benefits or sold for their current value in what’s known as a life settlement. This approach can also provide an immediate cash source for care needs.
Medicare
While Medicare won’t pay for long-term personal care, it can cover short-term, medically necessary home health care prescribed by a doctor.[03] This typically includes skilled nursing services, physical therapy, and occupational therapy for homebound seniors recovering from an illness, injury, or surgery.
To qualify, a doctor must certify that the recipient is homebound and requires skilled care, and services must be provided by a Medicare-certified home health agency.
Medicare resources in Naples
For assistance with Medicare coverage in Naples, contact the Florida’s health insurance assistance program, Serving Health Insurance Needs of Elders (SHINE), by phone at 800-963-5337 or by email at information@elderaffairs.org.
For general information and assistance with Medicare, visit Medicare.gov.
Medicaid
Medicaid is a vital resource for eligible seniors seeking home care services in Naples. Through the Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) program, Medicaid can cover various in-home services, enabling recipients to receive necessary care while remaining in their homes.[04]
To qualify, seniors in Florida must meet both medical and financial eligibility requirements. Florida’s Comprehensive Assessment and Review for Long-Term Care Services (CARES) Program assesses applicants’ medical eligibility while the Department of Children and Families or the Social Security Administration determines financial eligibility.[05]
Once approved, services may include personal care, skilled nursing care, therapies, and more, provided through Medicaid-certified home health agencies.
Medicaid resources in Naples, FL
For assistance with Medicaid applications and information on long-term care programs like home care in Naples, consider the following resources:
- Florida Department of Children and Families
Phone: 850-300-4323
- Statewide Medicaid Managed Care
Phone: 877-711-3662
VA benefits
Veterans residing in Naples may be able to use VA benefits to help cover the costs of home care services. These programs can provide financial assistance for various in-home care options, ensuring that veterans receive the support they need while remaining in their homes.
- Aid and Attendance (A&A): The Aid and Attendance benefit provides additional monthly payments to eligible wartime veterans and surviving spouses who receive a VA pension and require assistance with daily activities. These funds can be used to pay for in-home care services. To apply, visit VA.gov to download Form 21-2680 and submit the completed form to the VA.[06]
- Homemaker and Home Health Aide Care: This program offers trained professionals to assist veterans with personal care needs, allowing them to remain in their homes. Services include help with activities like bathing, dressing, and meal preparation. Eligibility is determined by a VA health care provider, and services are coordinated through the local VA medical center. To apply, contact a VA social worker in Florida for next steps.[07]
- Veteran Directed Care (VDC): The VDC program allows eligible veterans to manage their own care services, including hiring personal care aides. This self-directed approach provides flexibility in choosing caregivers and tailoring services to individual needs. Enrollment is coordinated through the local VA medical center’s social work department. To access the program, reach out to your loved one’s VA social worker.[08]
Resources for veterans in Naples
Veterans and their families in Naples can find help navigating VA benefits and applying for home care assistance through these local resources:
- Collier County Veteran Services Office
2671 Airport Road S., Suite 202
Naples, FL 34112
Phone: 239-252-8387
Email: CollierCounty.VeteranServices@colliercountyfl.gov
- Bay Pines VA Health Care System – Naples VA Outpatient Clinic
800 Goodlette Road N., Suite 120
Naples, FL 34102
Phone: 239-659-9188
Resources in Naples that help seniors age in place
Naples offers a strong network of nonprofit and government resources designed to help seniors age in place with dignity and support. These local organizations provide services such as home-delivered meals, transportation, health insurance counseling, caregiver support, and home safety assistance.
- Area Agency on Aging for Southwest Florida (AAASWFL)
This nonprofit agency connects seniors to a variety of aging-in-place services including home care referrals, fall prevention programs, and Medicare counseling.
2830 Winkler Ave., Suite 112
Fort Myers, FL 33916
Phone: 866-413-5337
- Collier Senior Center
The Collier Senior Center offers daily meals, social activities, transportation, and case management services for seniors.
4898 Coronado Parkway
Naples, FL 34116
Phone: 239-252-4541
- Baker Senior Center Naples
6200 Autumn Oaks Lane
Naples, FL 34119
Phone: 239-325-4444
Email: info@bakerseniorcenternaples.org
- Elder Helpline
The Florida Department of Elder Affairs offers information on and assistance with senior services and activities throughout the state.
Phone: 800-963-5337
Home care laws and regulations in Florida
Florida’s home care laws and regulations ensure that home care agencies operate safely, ethically, and professionally, providing peace of mind to clients and their loved ones. These regulations are enforced by the Florida Agency for Health Care Administration (AHCA).[09]
Licensing and accreditation
To be licensed in Florida, home health agencies must meet specific standards related to patient care, staff qualifications, and operational procedures. Agencies that provide skilled nursing services are required to have a qualified director of nursing and may need to obtain accreditation, especially if they seek Medicare or Medicaid certification.[10]
Homemaker and Companion Services (HCS) providers are not licensed in Florida, but they must be registered. These providers only offer nonmedical services like light housekeeping, companionship, cooking, and running errands. They can’t provide personal care or medical care.[11]
Hiring practices
Home care agencies in Florida are mandated to follow stringent hiring practices to ensure the safety and well-being of clients. This includes conducting Level 2 background screenings for all personnel, verifying employment history and references, and ensuring that staff meet the necessary training requirements. Home health aides must complete at least 40 hours of training or pass a competency test, while those working with Medicare-certified agencies may need up to 75 hours of training.[12]
Employees of registered Homemaker and Companion Services providers must also undergo Level 2 background screenings.[11]
How to choose the right home care agency in Naples
With numerous home care options available in Naples, it’s important to evaluate each agency based on several key factors.
Request detailed pricing information
When contacting agencies, request a comprehensive breakdown of costs, including any additional fees for specialized services or after-hours care. Ensure that the agency provides a clear contract outlining all charges to avoid unexpected expenses.
Ask about caregiver training and expertise
The quality of care largely depends on the caregivers’ training and experience. Inquire about the agency’s hiring process, ongoing training programs, and how they match caregivers to clients’ needs.
Look up inspection and complaint history
Reviewing an agency’s inspection reports and complaint history can provide insight into their compliance with state regulations. The AHCA maintains records of inspections and any deficiencies found in home care agencies. You can access these reports through the AHCA’s public records search portal.
Read home care reviews
Client reviews offer valuable perspectives on an agency’s reliability and service quality, highlighting experiences from other families. Look for comments on timeliness, caregiver compatibility, professionalism, and overall satisfaction.
Frequently asked questions about home care in Naples
Home Instead - Naples, FL, Advocate In-Home Care - Fort Myers and Pink Diamond Home Care Assistance LLC are the top-rated Home Care facilities near Naples, FL. These Home Care facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Home Care in Naples is {{ zipAverageCost }} per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Home care is provided by an aide who comes to a senior’s home to help with daily chores and activities of daily living. It can be offered anywhere a senior calls home — including a house, senior apartment, independent living, or assisted living. Learn more about home care.
Home care services are customizable to a senior’s unique needs. Services can include companionship, help with chores like cooking and housekeeping, or assistance with activities of daily living, like toileting and bathing. Explore home care services in more detail.
Home care provides nonmedical services for seniors who require assistance with daily tasks like housework, bathing, dressing, and transportation. In contrast, home health care is prescribed by a doctor and includes services like skilled nursing care and therapies, health monitoring, and medication administration that are provided by licensed medical professionals. Read more about home care vs. home health care.
References
A Place for Mom. (2025). A Place for Mom proprietary data.
BestPlaces. (2024). Zip 34114 (Naples, FL) cost of living.
U.S. Centers for Medicare and Medicaid Services. Home health services. Medicare.gov.
Florida Agency for Health Care Administration. Medicaid home health services.
Florida Department of Elder Affairs. (2024, July 22). Comprehensive Assessment and Review for Long-Term Care Services (CARES) Program.
U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.
U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.
U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.
Florida Agency for Health Care Administration. State laws and rules.
Online Sunshine. The 2023 Florida statutes.
Florida Agency for Health Care Administration. Frequently asked questions: Homemaker and Companion Services (HCS) registration.
Florida Agency for Health Care Administration. Home health aides.
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