About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Cosy Dell, CA

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The cost of independent living in Cosy Dell is about $3,409 per month. To find the best independent living for your preferences and budget, browse these 28 options. Read 595 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Redlands, Riverside and Claremont.

Cosy Dell Independent Living Facilities | 595 Reviews

Showing 29 communities
Last Updated: 11/2/24
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Photo of Villas At San Bernardino
2626 Photos available
10
Review score
59 reviews
10
Review score
59 reviews
5 star
81%
4 star
8%
3 star
7%
2 star
2%
1 star
2%
See all reviews
Mom enjoyed the trick or treating with children here. The fish tacos and other menu items look delicious. Villas are clean and staff was very helpful with transitioning mom. I feel she will be safe and...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Our community is open 24 hours a day, 7 days a week, and our leasing office is open from 8 a.m. to 5 p.m., 7 days a week. In person tours daily. Nestled in the scenic foothills of southern California, The Villas at San Bernardino embodies the heart of exceptional senior living. Offering a...
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Photo of Cadence at Rancho Cucamonga by CogirCommunity card badge
1616 Photos available
9.9
Review score
25 reviews
9.9
Review score
25 reviews
5 star
84%
4 star
12%
3 star
0%
2 star
4%
1 star
0%
See all reviews
Cadence was such a special time for our mom to spend her last days. She loved all of the activities, games, and special events. She loved the food too!
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
THE BEST OF RANCHO CUCAMONGA,RIGHT OUTSIDE YOUR DOOR.Nestled in the foothills of the majestic San Gabriel Mountains, Cadence at Rancho Cucamonga is a remarkable retirement lifestyle community with an inspired approach to independent living, assisted living and memory care.Only open 2 years,...
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Photo of Sunlit Gardens
1010 Photos available
9.9
Review score
59 reviews
9.9
Review score
59 reviews
5 star
77%
4 star
20%
3 star
3%
2 star
0%
1 star
0%
See all reviews
Overall this has been a great choice for our family. My father in law is well taken care of. Building A was a little inconsistent at times but overall was good. We understand he is not the only patient....
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Sunlit Gardens, nestled in the peaceful foothills of the San Gabriel Mountain Range in Alta Loma, California, offers a premier assisted living and memory care community. Our legacy of quality care is built on our commitment to personalized attention and innovative programming.At the heart of our...
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Photo of Allara Senior LivingCommunity card badge
1919 Photos available
Pricing promotion expiring soon
9.8
Review score
27 reviews
9.8
Review score
27 reviews
5 star
85%
4 star
11%
3 star
0%
2 star
0%
1 star
4%
See all reviews
After touring several facilities, placed my parents at Allara in memory care floor. Cost is very competitive with other facilities and Allara is fairly new and well kept. Staff has been helpful and most are...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Allara is Rancho Cucamonga's newest Assisted Living and Memory Care community. Allara is a vibrant and welcoming senior living community that is coupled with exceptional, personalized care We offer the Vibrant Life® program, Elevate® dining, Generations Memory Care, and a variety of assisted...
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Photo of Sterling Inn
1414 Photos available
66 Floor plans available
9.8
Review score
69 reviews
9.8
Review score
69 reviews
5 star
74%
4 star
17%
3 star
3%
2 star
0%
1 star
6%
See all reviews
Only thing I can say. The rates keep going up, it's getting a little expensive to stay there now. Hopefully, it'll work out. my dad like staying there. Staff is great, really good to my dad
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Located in Victorville, just 70 miles northeast of Los Angeles in the High Dessert, Sterling Inn is a blended community offering Independent and Assisted Living. This setting provides a continuum of care that may allow residents to age in place in their familiar surroundings. Comfort and...
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Photo of Atria Del ReyCommunity card badge
99 Photos available
1010 Floor plans available
9.8
Review score
94 reviews
9.8
Review score
94 reviews
5 star
73%
4 star
22%
3 star
3%
2 star
1%
1 star
1%
See all reviews
When I was given the tour of Atria Del Rey, I knew this would be the place for my mom. The staff is very friendly and they go far beyond what they need to do for assistance. Everyone that works there, I...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Atria Del Rey is a welcoming assisted living community in the foothills of the San Gabriel Mountains. Featuring views of Mt. Baldy and Red Hill Park, Atria Del Rey offers easy access to nearby freeways, restaurants and downtown Rancho Cucamonga.Residents of our pet-friendly community enjoy more...
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Photo of Merrill Gardens at Rancho Cucamonga
1414 Photos available
2121 Floor plans available
9.7
Review score
17 reviews
9.7
Review score
17 reviews
5 star
88%
4 star
12%
3 star
0%
2 star
0%
1 star
0%
See all reviews
The 3 months she spent at Merrill Gardens was an overall great experience. The facility is clean and beautiful. The staff was amazing.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Holiday Valencia Commons
1616 Photos available
2323 Floor plans available
9.5
Review score
80 reviews
9.5
Review score
80 reviews
5 star
51%
4 star
38%
3 star
10%
2 star
1%
1 star
0%
See all reviews
Overall I am very pleased with Holiday Valencia Commons. The staff are caring and helpful to my mother. Her onsite caregiver side is fantastic ([facility removed]). The food is top quality. Mom is in a...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Valencia Commons provides a fulfilling, independent lifestyle in a welcoming environment. Built in the picturesque foothills of the San Gabriel Mountains, you'll love our magnificent facilities and scenic views while enjoying all the convenience of the nearby community. We're just minutes from...
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Photo of Ivy Park at Alta Loma
99 Photos available
44 Floor plans available
9.0
Review score
45 reviews
9.0
Review score
45 reviews
5 star
54%
4 star
29%
3 star
13%
2 star
2%
1 star
2%
See all reviews
The staff is extremely helpful and friendly. They don't hesitate to answer questions or assist with things I need assistance with when I call such as checking on my loved one and making sure to have things...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Ivy Park at Alta Loma is a vibrant senior living community set in the captivating city of Alta Loma. With convenient access to the I-210 and I-15, Ivy Park is just a short drive to the San Antonio Regional Hospital, the expansive Victoria Gardens Mall, and a diverse range of dining options....
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Photo of Oakmont of San Antonio Heights
1111 Photos available
99 Floor plans available
8.4
Review score
39 reviews
8.4
Review score
39 reviews
5 star
74%
4 star
15%
3 star
8%
2 star
3%
1 star
0%
See all reviews
Beautiful facility and grounds , quickly responsive and patient staff, smart active and engaged management, conscious and active around needs of individuals…meeting them where they are, actually actively...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Oakmont of San Antonio Heights is a beautiful retirement community with beautiful views of the San Gabriel Mountains, award-winning cuisine, and a plethora of on-site amenities. Soak up the views of the mountain alongside our nearby Old Spanish Trail–a historically significant trail full of...
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Photo of Foremost Senior Campus
33 Photos available
8.2
Review score
28 reviews
8.2
Review score
28 reviews
5 star
57%
4 star
14%
3 star
18%
2 star
7%
1 star
4%
See all reviews
I would recommend the independent living to a friend or any person that asked. I have referred two people. Very peaceful area clean and office personnel are very welcoming, pleasant and informative.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Foremost Senior Campus assisted living community located in Hesperia, San Bernardino County, California provides a caring environment for seniors who are looking for memory care services and a safe place to call home. Hesperia has much to offer to residents and visitors, including its own...
Photo of Light's Rancho Linda
1515 Photos available
5 star
73%
4 star
18%
3 star
9%
2 star
0%
1 star
0%
See all reviews
My loved one is still adjusting since his move to this community. The only problem is he is very young compared to everyone else so he doesn't have someone to talk to with common interests. The place is...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Light's Rancho Linda was established in 1960 to provide a living enviroment for the elderly, where the utmost concern for the physical, spiritual, and social needs of each resident are realized. Light's Rancho Linda was built on the practice and understanding that our greatest duty is to show...
Photo of Lotus Villa And Memory Care
1818 Photos available
1.7
Review score
5 reviews
1.7
Review score
5 reviews
5 star
0%
4 star
0%
3 star
20%
2 star
20%
1 star
60%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We are a 99 bed Assisted lIving Facility with a 24-bed Alzheimer's Secured Specialty Unit. We believe that it takes a team providing care with compassion to serve your loved ones. Our community is unique because we rely on the support of family to help us meet each individual need of our...
Photo of Parkside Senior Apartments
44 Photos available
5 star
81%
4 star
16%
3 star
1%
2 star
2%
1 star
0%
See all reviews
I've been living in Parkside Apartments for over 3 years and have good experience with the property manager. I have been treated like I'm part of the family ?? here the property manager is doing a great job...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Parkside senior apartments offer each resident the peace of mind that comes with maintenance-free living and an active lifestyle. We offer both convenience and affordability. We have several apartment size options to help you find what fits your current needs. Our privately landscaped grounds...
Photo of Easton Square
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Vintage at Kendall
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I'am really enjoying my time here at this facility. It is a very nice community. It is very nice and quiet, which i really enjoy. The staff is okay. There is a clubhouse where the residents gather to play...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Vintage at Kendell is a senior housing complex located near San Bernardino, San Bernardino County, California. The comfortable, quiet senior apartments are centrally located near numerous local shops and restaurants. When the excitement of the big city calls, easy access to the freeway allows for...
Photo of The Orchards
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Here at The Orchards Apartments, we are an Independent Senior Living CommunityWe were built in 1993We have onsite management The Orchards Apartments is located in Fontana, CAResidents are walking distance to; gas stations, grocery stores, restaurants, as well as several different shopping...
Photo of The Magnolia at Highland
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Fountain Glen at Terra Vista
5 star
0%
4 star
67%
3 star
0%
2 star
0%
1 star
33%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Welcome home to FountainGlen at Terra Vista, an apartment community designed especially for the active lifestyle of individuals 55 years of age and better. Nestled at the base of the majestic San Bernardino Mountains, FountainGlen at Terra Vista offers serene living combined with a superb...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Mountain View Residential Care
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Heritage Park at Alta Loma
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Heritage Park Alta Loma Apartment Community, for independent seniors aged 55 or better, offers pet-friendly apartments in the foothills of the San Gabriel Mountains. Our apartment homes feature well-organized kitchens with all electric appliances, central air and spacious closets. Our community...
Photo of Southpointe Villa
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Villa Pacifica Senior Community
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.

Cost of independent living in Cosy Dell, CA

The average cost of senior living in Cosy Dell is $3,409 per month. Cheaper nearby regions include Redlands, CA with an average of $2,933 per month.

Average monthly cost of Independent Living in Cosy Dell, CA vs. nearby cities

Cosy Dell, CA
$3,409/mo
$3,368/mo
$3,272/mo

Average monthly cost of Independent Living in Cosy Dell, CA vs. the state and national average

Cosy Dell, CA
$3,409/mo
U.S. national average
$4,146/mo

Average monthly cost of Independent Living in Cosy Dell vs. other types of senior living

$4,638/mo
Independent Living
$3,409/mo

Median monthly costs of Independent Living in Cosy Dell, CA by room type

Semi-Private
$4,229/mo
Studio
$4,856/mo
1 Bedroom
$5,600/mo
2 Bedroom
$7,181/mo

Average cost of Independent Living in Cosy Dell over time

Cosy Dell, CACA stateNational

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Cosy Dell

Recent reviews for independent living in Cosy Dell

Brookdale North Euclid in Ontario, CA

5.0
Seems to be a good place for active seniors. We picked thic community because it was close to Upland, where our loved has been for over 35 years. A Place for Mom services are truly a gift ! [name removed] was amazing and I so appreciated being walked through the process by her to find [name ...
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Raincross at Riverside

4.3
The front of the door/reception area staff and staff who work directly with clients/residents are wonderful. Great communication, caring, helpful. The staff who applicants work with initially to sign up are wonderful too - communicate quickly and helpful. However, once we signed up there was ...
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Pacifica Senior Living Hillsborough in Chino, CA

4.8
But in general still way too expensive! These places are must be making a boatload of money. I have recommended A Place for Mom to friends and on social media. I am very thankful for [name removed] who made it seem personal that I find a good match. I wish there was better government help ...
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Cosy Dell independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Cosy Dell independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Cosy Dell, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Cosy Dell independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Cosy Dell partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Cosy Dell, CANational
Nutritionist / dietician
Nutritionist / dietician
35.7%
20%
Low / no sodium
Low / no sodium
39.3%
33.5%
No sugar
No sugar
39.3%
30.2%
Vegetarian
Vegetarian
32.1%
32.7%
Pureed meals
Pureed meals
21.4%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Cosy Dell independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Cosy Dell communities that offer dining options to their discerning residents compared to our partners nationally.
Cosy Dell, CANational
Professional chef
Professional chef
35.7%
35.7%
Restaurant style dining
Restaurant style dining
35.7%
42.5%
Room service
Room service
39.3%
36%
Anytime dining
Anytime dining
25%
16.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Cosy Dell independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Cosy Dell offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Cosy Dell, CANational
Activity director
Activity director
32.1%
44.2%
Pet-focused programs
Pet-focused programs
35.7%
27.7%
Community service programs
Community service programs
28.6%
32.1%
Devotional activities on-site
Devotional activities on-site
39.3%
47.2%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
42.9%
48.3%
Outings / off-site activities
Outings / off-site activities
39.3%
53.6%
Piano or organ
Piano or organ
39.3%
42%
Arts and crafts center
Arts and crafts center
32.1%
37.1%
Educational speakers / life long learning
Educational speakers / life long learning
28.6%
40.8%
Clubs / games / karaoke
Clubs / games / karaoke
35.7%
46.5%
Live performances
Live performances
39.3%
46.2%
Dances
Dances
25%
31.8%
Fitness center
Fitness center
32.1%
39.3%
Fitness classes
Fitness classes
39.3%
45.7%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Villas At San Bernardino, Sunrise of Canyon Crest and Cadence at Rancho Cucamonga by Cogir are the top-rated independent living facilities near Cosy Dell, California. See full list of communities.

There are 28 independent living facilities near Cosy Dell, California. See the full list.

The best independent living facilities near you in Cosy Dell, California are Sunrise of Canyon Crest, Cadence at Rancho Cucamonga by Cogir and Allara Senior Living. These independent living communities received the highest rankings based on verified family reviews.

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Ask an A Place for Mom local advisor at no cost.

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