About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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7 Best Independent Living Communities in St Charles, MI

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The cost of independent living in St Charles is about $3,701 per month. To find the best independent living for your preferences and budget, browse these 7 options. Read 78 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Midland, Saginaw and Bay City.

St Charles Independent Living Facilities | 78 Reviews

Showing 8 communities
Last Updated: 11/25/25
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Photo of Swanhaven Manor
1717 Photos available
33 Floor plans available
Pricing promotions available
9.9
Review score
60 reviews
9.9
Review score
60 reviews
5 star
73%
4 star
20%
3 star
5%
2 star
2%
1 star
0%
See all reviews
Our loved ones eat their own self cooked meals. The mass made meals are high carbohydrates and don't match their eating preferences. They participate in activities here and there, but have found other ways...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Swanhaven Manor is an Award-Winning Independent Retirement Community that offers a wide variety of activities and options. Swanhaven Manor was voted Best Overall Star Senior Community in 2006, Best of the Best Senior Living Community in 2013, 2014, 2015, 2017, 2018, and 2024. Winner of Thomas...
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Photo of Independence Village of SaginawCommunity card badge
3333 Photos available
2424 Floor plans available
9.8
Review score
102 reviews
9.8
Review score
102 reviews
5 star
62%
4 star
26%
3 star
8%
2 star
2%
1 star
2%
See all reviews
I made one call in the morning to A Place for Mom and by early afternoon the same day we had an appointment at Independent Village on McCarty Rd. One introduction meeting and a look at the facilities and...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Independence Village of Saginaw! This isn’t just a place to reside — it’s a place where our community members truly shine, and we are glad to share this experience with them. Our senior living options include active adult and independent living. Throughout each service level, we strive...
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Photo of Shields Comfort Care
22 Photos available
Pricing promotions available
8.9
Review score
9 reviews
8.9
Review score
9 reviews
5 star
89%
4 star
0%
3 star
0%
2 star
0%
1 star
11%
See all reviews
My wife is in the memory care unit at Shields Comfort Care and I am beyond appreciative of the care she receives there. I never have to worry if she is ok. She loves the food and especially loves the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of Chesaning Comfort Care
44 Photos available
Pricing promotions available
8.6
Review score
9 reviews
8.6
Review score
9 reviews
5 star
78%
4 star
11%
3 star
0%
2 star
11%
1 star
0%
See all reviews
The staff was great and did everything they could to accommodate my Dad. He was only there for a couple of weeks and didn't participate in an activity because of his health.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of Union Court Assisted Living
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of The Roosevelt House
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Sunnyside Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Cost of independent living in St Charles, MI

The average cost of senior living in St Charles is $3,701 per month. Cheaper nearby regions include Frankenmuth, MI with an average of $3,046 per month.

Independent living costs in St Charles, MI, vs. nearby cities

St Charles, MI
$3,701/mo
$3,277/mo
$3,515/mo

Independent living costs in St Charles, MI, vs. state and national averages

St Charles, MI
$3,701/mo
U.S. national average
$4,157/mo

Independent living costs in St Charles, MI, vs. other senior living options

$4,470/mo
Independent Living
$3,701/mo

Independent living costs in St Charles, MI, by floor plan type

Semi-Private
$4,642/mo
Studio
$5,429/mo
1 Bedroom
$4,159/mo
2 Bedroom
$4,316/mo
Detached Cottage/Bungalow
$1,962/mo

Senior living costs in St Charles vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: St Charles, MI
Column state: Michigan
Column national: U.S.
Community typeSt Charles, MIMichiganU.S.
Independent Living$3,701/mo$3,739/mo$4,157/mo
Assisted Living$4,287/mo$4,397/mo$4,707/mo
Memory Care$4,470/mo$4,607/mo$4,941/mo
Independent Living
St Charles, MI:$3,701/mo
Michigan:$3,739/mo
U.S.:$4,157/mo
Assisted Living
St Charles, MI:$4,287/mo
Michigan:$4,397/mo
U.S.:$4,707/mo
Memory Care
St Charles, MI:$4,470/mo
Michigan:$4,607/mo
U.S.:$4,941/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in St Charles, MI, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in St Charles and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

St Charles, MIMI stateNational

Independent living cost trends in St Charles, MI

The table below shows how monthly independent living costs in St Charles have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
St Charles, MI$1,338/mo$1,322/mo+1.2%
Michigan$2,627/mo$2,476/mo+6.1%
National$3,059/mo$2,898/mo+5.6%
St Charles, MI
2024 average cost:$1,338/mo
2023 average cost:$1,322/mo
Percent change:+1.2%
Michigan
2024 average cost:$2,627/mo
2023 average cost:$2,476/mo
Percent change:+6.1%
National
2024 average cost:$3,059/mo
2023 average cost:$2,898/mo
Percent change:+5.6%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in St Charles

Recent reviews for independent living in St Charles

Meadows of Owosso

4.0
My husband's respite stay here went very well, the staff was friendly attentive and they encouraged him to be a part the different amenities that were offered there. His room was very nice and my husband was free to move about the community, there was a nice courtyard and he felt comfortable ...
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Living Waters Buell Lake in Clio, MI

5.0
They are very helpful with everything and have a kind and professional attitude always concerned about their residents Never used any other community so can't compare but would definitely use Living Waters.

Welcome Home Assisted Living Of Owosso

5.0
I was looking for a place for my mom for quite some time. I visited Welcome Home and fell in love! The homes are beautiful! Once I placed my mom I was pleased to find our that the staff truly care about the elderly. I am beyond happy that I found Welcome Home! My mom is doing very well, ...
Read more

St Charles independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in St Charles independent living communities. They don’t represent all possible services and amenities available at assisted living communities in St Charles, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in St Charles independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of St Charles partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
St Charles, MINational
Low / no sodium
Low / no sodium
42.9%
34.4%
No sugar
No sugar
28.6%
30.9%
Vegetarian
Vegetarian
28.6%
33.5%
Pureed meals
Pureed meals
28.6%
10.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in St Charles independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of St Charles communities that offer dining options to their discerning residents compared to our partners nationally.
St Charles, MINational
Professional chef
Professional chef
28.6%
36.5%
Restaurant style dining
Restaurant style dining
14.3%
43.4%
Room service
Room service
28.6%
36.9%
Anytime dining
Anytime dining
28.6%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in St Charles independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in St Charles offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
St Charles, MINational
Activity director
Activity director
42.9%
45.1%
Pet-focused programs
Pet-focused programs
14.3%
28.3%
Community service programs
Community service programs
14.3%
33%
Devotional activities on-site
Devotional activities on-site
42.9%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
42.9%
48.8%
Outings / off-site activities
Outings / off-site activities
28.6%
54%
Piano or organ
Piano or organ
42.9%
42.9%
Arts and crafts center
Arts and crafts center
42.9%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
14.3%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
42.9%
47.1%
Live performances
Live performances
42.9%
46.7%
Dances
Dances
42.9%
33%
Fitness center
Fitness center
14.3%
39.4%
Fitness classes
Fitness classes
42.9%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Swanhaven Manor, Independence Village of Saginaw and Shields Comfort Care are the top-rated independent living facilities near St Charles, Michigan. See full list of communities.

There are 7 independent living facilities near St Charles, Michigan. See the full list.

The best independent living facilities near you in St Charles, Michigan are Bayfield Assisted Living and Memory Care, Independence Village of Midland and Winter Village. These independent living communities received the highest rankings based on verified family reviews.

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