Situated on the southwest corner of Lake Erie, Toledo sits among several Midwestern cities in the Great Lakes region that claim their place in history as industrial hubs. Also known as “The Glass City,” given its glass manufacturing past, Toledo has transformed into a city that embraces the arts as well as its attractive natural surroundings. The city also offers numerous community living options for seniors seeking comfort and care.
The term nursing home is sometimes used to describe all senior care communities, but it’s actually just one of many options for seniors. Nursing homes provide 24-hour medical care for seniors who require care for an injury or a chronic medical condition. Assisted living and memory care may be a better senior living option for seniors who only require assistance with personal care tasks or support for dementia.
While A Place for Mom doesn’t refer seniors to nursing homes, several of our partner assisted living and memory care facilities in Toledo offer on-site nursing care in addition to standard care services. This guide to senior care communities in Toledo is based on our extensive senior living partnerships, proprietary data, and access to local senior living experts.
Browse this guide to learn about the different types of senior care communities in Toledo, payment methods, state regulations on senior care homes, and other helpful resources for seniors in the area.
I have had my loved one at Parkcliffe for 5 years and it’s the one place I know that he’s taken care of and not just a number in their building. The staff is always helpful and go out of their way and the...
The grounds here are beautiful and there is a wooden walkway down toward Swan Creek that is wonderful for people to walk on where they may see deer, turkeys and other wildlife and there is also a large deck...
My loved one is currently a resident at Aviva Glendale Assisted Living and the experience has been great so far. The move in process went smoothly. The staff is great. My loved one likes the food. Based on...
The personalized care that my mother-in-law has received has been top notch. The workers are kind, caring, and attentive. They have taken my mother-in-law and other residents on day trips, which she has...
What started out as a respite stay for my sister turned into a permanent residence for her and her husband. All of the employees at The Landings have gone above and beyond for our family. She and her husband...
Very nice facility. Wish there was a bigger variety of food when you don't order the special of the day though. It is new and beautiful, the location is close to my home, and everyone there was very nice and...
My dad enjoyed the delicious meals, and that family was able to join him. The room was like a little apartment. He met very nice people there.
My elderly father was a resident at Vibrant life. He often commented on the staff and care that they gave him, and that some felt like family. Rooms were clean, meals served warm, activities for all...
From the executive director to the receptionist at the front desk their staff is very friendly and helpful. They remember names and events to help the resident and family to feel like they matter. The secure...
Charter Senior Living of Oak Openings is a nice facility, and the staff are nice too. Overall it's a good place, but I wish the food was better - it's inconsistent.
Our Mom was treated with compassion and dignity, the caregivers were both professional and caring. The manager [name removed] was very good to work with and always paid attention to the “little things”....
I am profoundly grateful to the staff at Kingston Residence in Sylvania for the exceptional care they provided to my sister in their Gold Care unit. From the moment she arrived, the team at Kingston...
My sister is doing well here at this community. She has adjusted well to it, and I'am satisfied. They have a lovely staff here, she is in good hands. The community looks great, they keep the community and...
The staff seems to really care about my mothers well being. It is easy to get staff to talk with you if needed issues arise. The building is very clean with no offensive smells. I cannot thank them enough...
My mother was in Sunset Village almost 2 years in the Overmyer Wing. When my mother first arrived one of the staff said your mother is our mother. It is the most loving and caring place I have ever seen. The...
The staff is professional and very friendly, and the location of the community is very nice. The community is well kept and buetiful. I would definitely recommend this community to others
We developed a proprietary recommendation system that orders Toledo community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
Nursing homes in Toledo have a monthly median cost of $7,851 for a private room, according to recent data from Genworth.[01] This is less expensive than the national median of $9,000 per month for a nursing home. It’s important to note that these costs don’t include additional care services that some residents may require.
Nursing homes are staffed by medical professionals and offer specialized care services for seniors who require round-the-clock medical supervision. Nursing homes are typically the most expensive senior care option, compared to assisted living and memory care, because they include 24/7 nursing care and medical supervision. You can expect the following types of nursing care services at nursing homes:
The cost of assisted living and memory care in Toledo
Assisted living and memory care facilities are considerably less expensive than nursing homes, because they focus on personal care rather than medical care.
The average cost of assisted living in Toledo is $4,500 per month. Memory care facilities in Toledo offer additional services for seniors living with memory loss, such as 24-hour security and monitoring to help keep residents safe. This is reflected in memory care’s higher average costs of $5,900 per month, according to A Place for Mom’s proprietary data.[02]
Toledo families often pay for senior care using private funds and public assistance options. Assessing your family’s financial situation can help determine which payment methods are best for covering your loved one’s care costs.
Most families combine payment methods, so it’s important to evaluate your loved one’s eligibility for public assistance programs such as VA benefits, Medicare, and Medicaid. In this section, you’ll find an overview of some of the most common private and public pay methods used by families to cover the costs of a nursing home and other senior care facilities.
Families often draw from several private pay methods to cover the costs of long-term senior care. Examples of common private funds include retirement savings, pensions, and Social Security. Other common income sources families may use to pay for care may include the following:
Number of veterans 65 and over who live in Toledo
About 8% of Toledo veterans are 75+.
If your loved one served in the U.S. military, or is a surviving spouse of a veteran, there are several resources to help them pay for senior care. Many veterans start by exploring benefits through the U.S. Department of Veterans Affairs (VA). Common VA benefits include VA Pensions and the Aid and Attendance benefit. These are just two examples of programs that may help cover room and board fees and health care costs for veterans who live in nursing homes, assisted living, or memory care facilities.
Toledo’s VA facilities offer both medical and nonmedical support for veterans. There are several VA office locations in the Toledo area, which you can find listed in the resources section below. The main locations for these offices include the Toledo VA Clinic and the Toledo Vet Center.
South of downtown, the Toledo VA Clinic offers several health care services focused on the needs of seniors. The clinic also provides support for disabled veterans or spouses completing VA benefits applications.
Assistance navigating veterans benefits
The Lucas County Veterans Service Commission (VSC) offers numerous assistance services for veteran residents of Lucas County. In addition to helping veterans apply for VA benefits and file benefit claims, the Veterans Service Commission may also offer temporary financial assistance with the following:
Services provided by veteran service organizations (VSOs) in Toledo
VSOs are veteran-focused organizations that operate at the local, state, and national levels. These organizations provide VA benefits counseling and veteran-specific programming. Examples of official VSOs reviewed by the VA include the Veterans of Foreign War (VFW), Disabled American Veterans (DAV), and Vietnam Veterans of America. The resource list below includes listings of several local and national VSOs operating in the Toledo area.
Applying for VA benefits can be complicated, so it’s encouraged that veterans utilize the supportive services of a VSO and the expertise of their veteran service officers. Veteran service officers are trained and certified by the VA. They can be key to helping veterans avoid delays or denial of benefits due to missed deadlines or application errors.
VSOs in Toledo are located throughout the community and many are housed at the Lucas County Veterans Service Commission office. For location and contact information of specific VSOs in Toledo, see the resource section below.
Resources for Toledo veterans
1200 South Detroit Ave.
Toledo, Ohio 43614
Phone: 419-259-2000
Hours: Monday – Friday, 7:30 a.m. – 4 p.m.
1565 South Byrne Road
Suite 104
Toledo, Ohio 43614
Phone: 419-213-7533
Hours: Monday – Friday, 8 a.m. – 4:30 p.m.
Lucas County Veterans Service Commission
2595 Arlington Ave., 2nd Floor
Toledo, Ohio 43614
Phone: 419-213-6090
Funded jointly by the state and federal governments, Medicaid is a health insurance program for individuals or families with low incomes or those living with disabilities. Individual states set their own eligibility criteria and are responsible for administering programs within federal guidelines.
The Medicaid program in Ohio is called Ohio Medicaid. Health care plans are administered by Ohio’s managed care organizations (MCOs), which are health insurance companies contracted with the state of Ohio to provide health care services to Medicaid recipients. MCOs provide several coverage options, allowing recipients to choose the Medicaid health care plan that best fits their needs. You can review and compare different Ohio Medicaid plans using the Health Care Comparison chart provided by the Ohio Department of Medicaid.
Does Medicaid cover the costs of a nursing home in Ohio?
For seniors who are enrolled in Ohio Medicaid and require skilled nursing care, Medicaid may cover the costs of a nursing home facility. This coverage can include room and board, care services, and medical equipment.
Does Medicaid cover the costs of an assisted living or memory care facility?
Ohio Medicaid offers several programs that provide additional services for qualified seniors on top of the general Medicaid coverage they’re already receiving. It’s important to note that none of the following Ohio Medicaid programs cover room and board expenses at private assisted living or memory care facilities. These programs may cover medically necessary care services in such facilities, however.
The Assisted Living Waiver Program will cover costs associated with care services provided in an assisted living or memory care community. The waiver program can also be used to cover transitional services for seniors moving from a nursing home facility to an assisted living facility. Services covered by the assisted living waiver may include:[04]
Ohio Medicaid offers care services that focus on seniors and individuals with disabilities. The Aged, Blind, or Disabled (ABD) Medicaid program can cover the costs of medical care and some long-term care services for those who qualify. To qualify, Ohio residents must meet one of the following basic eligibility requirements:[05]
The Ohio Medicaid PASSPORT waiver covers the cost of in-home care services for seniors who prefer to continue living at home instead of a skilled nursing facility. For qualified Ohio residents 60 and over, this waiver allows recipients to receive services in an assisted living or memory care community, but it doesn’t cover the costs of room and board.[06]
The PASSPORT waiver can cover services that include the following:
Support applying for and managing Ohio Medicaid
The Area Office on Aging of Northwestern Ohio operates support services out of several senior centers in the Toledo area. These offices can provide support for seniors applying for Medicaid and Medicare. The Ohio long-term care ombudsman program offers advice and can advocate for your loved one’s rights as a resident of a senior care facility. The Ohio Medicaid Consumer Hotline Member Portal also helps Medicaid recipients manage their care plans. Advocates for Basic Legal Equality (ABLE) provides assistance navigating Medicaid benefits and advocacy services for seniors living in long-term care facilities.
The following resource section provides website links and contact information for several state and local supports for seniors and their families as they apply for or manage their Medicaid benefits.
Toledo resident Medicaid resources
Ohio Medicaid Consumer Hotline Member Portal
Phone: 800-324-8680
Phone: 800-324-8680
Area Office on Aging of Northwestern Ohio
2155 Arlington Ave.
Toledo, Ohio 43609
Phone: 800-472-7277
Advocates for Basic Legal Equality (ABLE)
525 Jefferson Ave., Suite 300
Toledo, Ohio 43604
Phone: 419-255-0814
Toledo long-term care ombudsman
520 Madison Ave., Suite 740
Toledo, Ohio 43604
Phone: 419-259-2891
Seniors become eligible for Medicare, a federally funded health insurance program, when they turn 65. Some individuals under 65 with a qualifying disability or illness may also be eligible for Medicare. The Medicare website provides information on eligibility and Medicare-covered services.
Medicare doesn’t cover the long-term room and board expenses at skilled nursing facilities, but it will cover short term stays for qualified individuals recovering from an illness or injury. It will also cover many medical treatment costs, including some services received in an assisted living or a memory care facility. Depending on the specific coverage an individual has, Medicare will pay for care that includes the following:[07]
Paying for Medicare
Seniors dually enrolled in Medicare and Medicaid may qualify for assistance paying for their Medicare premiums, copays, and deductibles through Ohio’s Medicare Premium Assistance Program. Additionally, dually enrolled seniors may also qualify for assistance with Medicare costs through one of the Medicare Savings Programs.
Assistance applying for Medicare
Many seniors receiving Social Security benefits are automatically enrolled in Medicare. For those who need to complete a Medicare application, they can find it on the Social Security website. There are also many resources in Ohio focused on helping seniors apply for Medicare benefits including:
Contact information and website links can be found in the resource section below.
Toledo resident Medicare resources
Social Security Administration
433 North Summit St., Suite 1000
Toledo, Ohio 43604
Phone: 800-772-1213
Toledo long-term care ombudsman
520 Madison Ave., Suite 740
Toledo, Ohio 43604
Phone: 419-259-2891
Area Office on Aging of Northwestern Ohio
2155 Arlington Ave.
Toledo, Ohio 43609
Phone: 800-472-7277
Advocates for Basic Legal Equality (ABLE)
525 Jefferson Ave., Suite 300
Toledo, Ohio 43604
Phone: 419-255-0814
Ohio nursing homes, assisted living facilities, and memory care facilities are licensed and regulated by the Ohio Department of Health (ODH). These senior care facilities are inspected every 15 months to ensure they’re maintaining the health, safety, and well-being of their residents.[08,09]
To review a facility’s license status, you can use the Ohio state Health Care Provider Search tool. The search tool doesn’t show full inspection reports, but it will show if a facility’s license is active. Use the following steps to find licensing information for Toledo nursing home facilities from the linked search tool above:
Nursing homes in Ohio must provide certain services and adhere to staffing requirements to help ensure a resident’s care needs are being met. The following examples highlight some of the service and staffing regulations nursing home facilities must meet:[08]
Nursing homes are also regulated by the federal government
Medicare- or Medicaid-certified nursing homes must also meet federal regulations. Guidelines are set by the Centers for Medicare and Medicaid Services and are outlined in the Code of Federal Regulations. Examples of federal regulations for nursing homes include the following:
The Medicare care compare tool compares skilled nursing homes and features a rating system that provides ratings for health inspections, staffing, and other quality measures. The tool also offers an overall rating out of five stars.
If your loved one doesn’t require the high level of medical care provided at a nursing home, assisted living or memory care facilities may better suit their needs. These facilities are also regulated by the Ohio Department of Health (ODH) and must adhere to specific requirements to operate and maintain a license.
Assisted living and memory care facilities must provide services to help to ensure resident’s well-being and safety. Regulations entitle residents of these facilities to the following amenities, services, and care:[09]
Assisted living and memory care facilities in Ohio are required to have certain personnel on staff.[09] We highlight some of those staff requirements below.
Staff at facilities in Ohio that provide memory care are required to have memory care-trained staff. Facilities must also employ or contract a psychologist or physician to provide care for residents in the late stages of dementia.[10]
You can use the Health Care Provider Search tool to search licensing information for assisted living and memory care facilities. Similar to the nursing home search above, the tool provides information about a facility’s license status.
Use the following steps to find licensing information about assisted living or memory care facilities in Toledo:
Ohio Department of Health contact information
Ohio Department of Health
246 North High St.
Columbus, OH 43215
Phone: 614-466-3543
Toledo-Lucas County Health Department
635 North Erie St.
Toledo, Ohio 43604
Phone: 419-213-4100
It’s recommended that Ohio nursing homes, assisted living, and memory care communities follow Centers for Disease Control and Prevention (CDC) guidelines, with regard to precautionary measures to protect residents, staff, and visitors from COVID-19.
Nursing homes provide care for seniors who need round-the-clock attention and specialized medical care. Examples of the care services your loved one can receive in a nursing home may include:
Nursing home care is comprehensive medical care and is not necessary for all seniors, especially if it’s not recommended by a doctor. A Place for Mom doesn’t partner with nursing homes, but we do partner with several assisted living and memory care facilities in the Toledo area that provide multiple personal care options.
Assisted living facilities support residents with personal care services like bathing and dressing, while offering numerous recreational and social activities. Memory care also offers round-the-clock security and specialized staff to help residents to live safely in a community setting. Additionally, 73% of our partner assisted living and memory care communities in Toledo offer on-site nursing care for current residents who would benefit from some medical support.
In Toledo, 81% of our partner assisted living and memory care facilities share a single campus. This allows residents to access care from the same community even if their care needs change. Toledo assisted living communities also offer a variety of health care services, including:[02]
Toledo’s senior care facilities provide a wide variety of activities to help seniors stay active and social. Your loved one can indulge in their hobbies or try something new with access to clubs, classes, and exercise activities like the following:[02]
For seniors who enjoy getting to know their neighbors, there are abundant social activities and entertainment options at Toledo senior care facilities including:[02]
A delicious meal is the perfect way to cap off a day filled with activities. Our partner communities create comforting meals that accommodate several dietary needs, from vegetarian to kosher. Over 63% of our partner communities offer restaurant-style dining, and if your loved one is feeling like having dinner in, most of our partner communities can also provide room service.
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Number of seniors 65 and over currently living in Toledo
Percentage of Toledo’s population that is made up of seniors 65 and over{{citation11}}
Median annual income for Toledo seniors 65 and over
Toledo offers residents of senior care facilities numerous health care options in and around the city. The hospitals we highlight here are easily accessible and provide a number of specialty medical services for seniors.
A general medical and surgical hospital, ProMedica Toledo Hospital is ranked as Toledo’s top hospital, according to U.S. News and World Report. There are several locations in Toledo. The hospital receives high scores in several adult medical specialties including diabetes and endocrinology care.
Mercy Health — St. Vincent Medical Center
Located just north of downtown, Mercy Health — St. Vincent Medical Center offers a range of medical services including cardiology, neurology, and orthopedics.
The University of Toledo Medical Center
Serving Toledo and the surrounding suburbs, The University of Toledo Medical Center has several convenient locations. A top performing hospital in Toledo, it excels in stroke care and care related to heart failure, according to U.S. News and World Report.
Easy and safe transportation is available at most of A Place for Mom’s partner senior communities in Toledo. At least 90% of our partners offer complimentary or at-cost rides for residents to medical appointments, errands, and community events. While these rides vary from one facility to another, they’re a reliable and safe way for seniors to get around in their community.
Toledo’s public transportation system, TARTA, provides several routes that serve the city and the surrounding suburbs. Reduced fares are available for seniors and veterans. TARTA also operates TARPS, which serves Toledo residents living with disabilities. TARTA Flex can also provide connecting shuttles to some rural areas and distant suburbs.
For seniors who drive, resident parking is available at over 62% of our partner communities.
Straddling the banks of the Maumee River, Toledo sits at the mouth of Lake Erie’s Maumee Bay. Toledo enjoys four distinct seasons that are celebrated annually, offering seniors an incredible variety of activities, events, and entertainment. Residents of our Toledo partner senior care facilities enjoy a choice of entertainment and activities that can include:
Known affectionately as “The Glass City,” Toledo’s history as a glass manufacturing town is reflected in its creative homage to the arts around the city.
The renowned Toledo Museum of Art highlights the works of local and international artists alike. The museum is free to the public and is outfitted with accessibility features throughout. Manual wheelchairs and walkers are available free of charge for visitors with mobility challenges.
Music lovers will appreciate Toledo’s Symphony Orchestra, which performs throughout the year and plays host to visiting musicians. The symphony plays in several venues, including the Peristyle Theater, the historic Valentine Theatre, and Rosary Cathedral. These unique venues are accessible by wheelchair, with designated seating for visitors living with mobility challenges.
Local theater is alive and well at the Toledo Repertoire Theatre. A full season of productions is scheduled year-round and includes everything from holiday classics to lesser-known originals. The historic theater offers great sight lines to the stage and accessible seating.
Exploring the city’s outdoor offerings will keep you busy year round. From quaint city green spaces to spacious state parks, many of Toledo’s abundant outdoor attractions offer seniors the opportunity to enjoy the area’s natural wonders.
The Toledo Zoo is a fun outing for the entire family. Home to over 10,000 animals, the zoo will keep children engaged in learning and observing while parents and grandparents can enjoy wandering about the accessible exhibits. In addition to seasonal events, the zoo offers Senior Discovery days each month.
Maumee Bay State Park stretches east along the shore of Maumee Bay before bumping up against Cedar Point National Wildlife Refuge. The park offers accessible activities from wheelchair-friendly paths, for exploring marshes and bird watching, to fishing piers that stretch out into the bay.
Step back in time to when canals were the lifeline for local commerce. The Canal Experience is part of Metroparks Toledo, a series of city-funded and -operated parks. Tour the heritage center and then observe the operation of Lock #44, the last working lock and dam on the canal. Visitors can also take a floating tour aboard “The Volunteer,” a late 1800’s reproduction of a mule-drawn canal boat.
Finding delicious food in Toledo is easy; choosing where to go is the hard part. From world famous hot dogs and sandwiches at Tony Packo’s to fine dining at the Chop House, it’s hard to go wrong no matter what you choose.
No summer in Toledo is complete without sitting in the stands and rooting on the hometown Toledo Mud Hens minor league baseball team. Representing Toledo since 1896, the Mud Hens have won several championships and were frequently represented by Corporal Klinger on the hit 70’s sitcom MASH. The Mud Hens play home games at Fifth Third Field, which has accessible seating for fans with mobility challenges.
Fans of ice hockey will enjoy watching the fast, nonstop action of the Toledo Walleyes. Part of the Eastern Conference Hockey League (ECHL), the Walleyes are a Detroit Red Wings affiliate. The team plays at Huntington Center, which provides accessible seating and easy access to concessions and bathrooms.
StoryPoint Waterville, Elderly Solutions and The Waterford at Levis Commons are the top-rated Nursing Homes facilities near Toledo, OH. These Nursing Homes facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Nursing Homes in Toledo is $4,695 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Genworth. (2021). Cost of Care Survey.
A Place for Mom. (2022). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101): Toledo City. [Data set]. American Community Survey.
Ohio Department of Aging. Assisted Living Medicaid Waiver Program.
Ohio Department of Medicaid. Aged, blind or disabled (ABD) Medicaid.
Ohio Department of Aging. PASSPORT.
Centers for Medicare and Medicaid Services. What Medicare covers.
Nursing Homes, Ohio Revised Code § 3701.17 (2018, January 1).
Residential Care Facility, Ohio Revised Code § 3701.16 (2018, March 1).
Qualifications of health and personnel, Ohio Revised Code § 3701.16.06 (2018, March 1).
United States Census Bureau. (2021). Age and Sex (S0101): Toledo City. [Data set]. American Community Survey.
United States Census Bureau. (2021). Median Income in the Past 12 Months (in 2022 inflation adjusted dollars) (S1903): Toledo City. [Data set]. American community survey.
U.S. News and World Report. (2023). Best hospitals.
Ask an A Place for Mom local advisor at no cost.
Genworth. (2021). Cost of Care Survey.
A Place for Mom. (2022). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101): Toledo City. [Data set]. American Community Survey.
Ohio Department of Aging. Assisted Living Medicaid Waiver Program.
Ohio Department of Medicaid. Aged, blind or disabled (ABD) Medicaid.
Ohio Department of Aging. PASSPORT.
Centers for Medicare and Medicaid Services. What Medicare covers.
Nursing Homes, Ohio Revised Code § 3701.17 (2018, January 1).
Residential Care Facility, Ohio Revised Code § 3701.16 (2018, March 1).
Qualifications of health and personnel, Ohio Revised Code § 3701.16.06 (2018, March 1).
United States Census Bureau. (2021). Age and Sex (S0101): Toledo City. [Data set]. American Community Survey.
United States Census Bureau. (2021). Median Income in the Past 12 Months (in 2022 inflation adjusted dollars) (S1903): Toledo City. [Data set]. American community survey.
U.S. News and World Report. (2023). Best hospitals.