About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
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Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Memory Care Facilities in Parkers Landing, MO

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Memory care in Parkers Landing offers 24-hour care and supervision, trained staff, and specialized activities to accommodate the needs of seniors with Alzheimer’s or dementia. These communities typically offer advanced security features and engaging activities to help ensure residents’ well-being. The cost of memory care in Parkers Landing is about $5,395 per month. To find the best memory care options for your needs and budget, browse the 17 communities, read 318 reviews of families’ experiences, and learn about available services and amenities. 

As you explore memory care near you, you may also want to consider options in areas like  You may also consider nearby communities such as St. Charles, St. Peters and O'Fallon.

Parkers Landing Memory Care Facilities | 318 Reviews

Showing 16 communities
Last Updated: 12/24/24
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Photo of Clarendale of St. PetersCommunity card badge
1818 Photos available
99 Floor plans available
Pricing promotion expiring soon
9.8
Review score
51 reviews
9.8
Review score
51 reviews
5 star
71%
4 star
25%
3 star
4%
2 star
0%
1 star
0%
See all reviews
We feel at home there and trust they do what they say they will do. Very warm and loving staff. They communicate well. We feel Mom is well taken care of in the memory care unit. Lots of activities- love that...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Clarendale of St. Peters senior living community offers extraordinary independent living, assisted living, and memory care all under one roof. Service-rich, yet as comfortable and welcoming as a friendly village, Clarendale of St. Peters keeps you connected to the people and places you love most...
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Photo of The Boulevard of St. Charles Senior Living
1212 Photos available
9.6
Review score
58 reviews
9.6
Review score
58 reviews
5 star
51%
4 star
36%
3 star
7%
2 star
3%
1 star
3%
See all reviews
My mother was in the Boulevard of St Charles for a little over a year from the spring of [date removed] to the summer of [date removed], I visited her almost every evening. She was initially in the Memory...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Boulevard Senior Living of St. Charles has been serving the seniors of St. Charles since September of 2017. Located in between interstate 70W and 370W, The Boulevard is minutes from restaurants, malls, grocery stores, and The Streets of St. Charles.The Boulevard offers a full continuum of...
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Photo of Assisted Living at The Meadowlands
99 Photos available
9.0
Review score
64 reviews
9.0
Review score
64 reviews
5 star
45%
4 star
30%
3 star
5%
2 star
11%
1 star
9%
See all reviews
When it comes to the activities, my parent's really don't participate much in them. It is very costly and un- affordable for most seniors unfortunately. Based on the experience we have had, we would...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Providing exceptional, loving and healing care to seniors. Our residents are invited to enjoy their days with friends and hobbies instead of filling them with everyday chores and hassles. Our vibrant, charming community offers privacy, comfort and safety with thoughtful amenities and a wide...
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Photo of Hampton Manor of Wentzville
22 Photos available
8.9
Review score
4 reviews
8.9
Review score
4 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
We chose Hampton Manor of Wentzville because of the size of the apartments, the facility is beautifully decorated, it was new etc. The staff is all very kind, caring and passionate about their jobs.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Twin Oaks at Heritage Pointe
1919 Photos available
8.9
Review score
41 reviews
8.9
Review score
41 reviews
5 star
75%
4 star
10%
3 star
15%
2 star
0%
1 star
0%
See all reviews
Each category gets a 5! It is a family run facility and all decisions are made locally, you don't have to wait for clearance from corporate. Apartment sizes are about 1,000 square feet. 3 meals served a...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Beginning... Mary Ann Huber had a vision: to provide an inviting place for residents to enjoy their friends, their families, and their independence. In 1981, Mary Ann's vision became reality with the completion of Twin Oaks Estate in O'Fallon, Missouri. After working together for 19 years,...
Photo of Villages of St. Peters Memory Care
77 Photos available
8.6
Review score
13 reviews
8.6
Review score
13 reviews
5 star
61%
4 star
31%
3 star
0%
2 star
0%
1 star
8%
See all reviews
We've had a good experience and would recommend. We picked this community because of all types of beds available as we need them: rehab, memory care and Medicaid. Also close to hospital
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We at Villages of St. Peters Memory Care provide specialized care to our “Neighbors” with various forms of dementia and Alzheimer’s. Our state-of-the-art facility provides an open concept and inviting environment. Our neighborhood concept allows for 15 Neighbors to reside in a home-like...
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Photo of The Boulevard Senior Living of Wentzville
1010 Photos available
8.3
Review score
30 reviews
8.3
Review score
30 reviews
5 star
64%
4 star
27%
3 star
3%
2 star
3%
1 star
3%
See all reviews
They were they only facility of the 8 or so that I interviewed they were able to accommodate his dietary needs and offer a step up to option to facilitate his care from admission until his passing. He had a...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Glenfield Memory Care Homes
77 Photos available
8.0
Review score
3 reviews
8.0
Review score
3 reviews
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
See all reviews
It's clean and does not smell. My loved one acclimated very well at the community, and seems very comfortable. They did some coloring, and got my loved one engaged. I feel my loved one is getting her monies...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Here at Glenfield we pride ourselves on highly individualized care and attention. Twelve large private rooms are comfortably situated inside the 7,500 sq ft home. Each room has a half bath, closet and ample space for the residents furniture, encouraging them to make the room their own. A...
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Photo of Sugar Creek and Arbors at Sugar Creek
1111 Photos available
5 star
45%
4 star
46%
3 star
0%
2 star
9%
1 star
0%
See all reviews
After touring this community and comparing it to another place. I thought this was the best choice for my uncle. As a new resident he is doing fine so far. I like the care he gets from the staff. They offer...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
When you visit Sugar Creek, you'll find a warm, friendly community where folks can thrive and connect. It's a place full of friendly local faces where you and your loved one will feel right at home, whether that's in our inviting community spaces or homey studio apartments, alcoves, and 1-bedroom...
Photo of Chestnut Glenn and Chestnut Terrace
1111 Photos available
5 star
27%
4 star
42%
3 star
12%
2 star
4%
1 star
15%
See all reviews
When we first moved my mother into the Chesnut Glenn & Chesnut Terrace, we really liked it. Everything seemed to be working out there but my mother got sick and I'm not sure she will be able to go back. We...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We welcome you with open arms at Chestnut Glenn and Chestnut Terrace. You'll find a warm, friendly community where folks can thrive and connect. It's a place full of friendly local faces where you and your loved one will feel right at home, whether that's in our inviting community spaces or homey...
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Photo of Garden View Care Center of O'Fallon
8.5
Review score
2 reviews
8.5
Review score
2 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My dad was there for over 2 yrs. COVID times Wing C was right off the bat-friendly and caring. They treated him with dignity. He had a few favorites. GVCC wing C was amazing care givers, nurses. I had to...
Provides: Assisted Living, Memory Care, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Cedarhurst of Wentzville
66 Photos available
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
At Cedarhurst of Wentzville, opening in Spring 2025, we’re committed to creating a senior living community where you feel right at home. Our community provides a variety of living options, including independent living, assisted living, and memory care, all designed to help you live life to the...
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5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Villages of St. Peters
5 star
20%
4 star
20%
3 star
20%
2 star
0%
1 star
40%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
RehabilitationOur state-of-the-art therapy room will be equipped to meet the needs of virtually any rehabilitation client at the Villages of St. Peters. All three therapy disciplines – physical, occupational, and speech – will be represented in our portfolio of rehabilitation services....
Photo of Caregivers Inn Assisted Living and Memory Care
1.0
Review score
9 reviews
1.0
Review score
9 reviews
5 star
45%
4 star
0%
3 star
11%
2 star
11%
1 star
33%
See all reviews
This is a great home. The staff is fantastic. They went over and above the care they gave to my mother. She was not easy to care for, but the staff were always patient and kind. They always kept the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Caregivers Inn offers the warmth of home living to seniors who no longer are able to live alone. Licensed with the Department of Health & Senior Services, Caregivers Inn is a 29 bed facility offering one independent living apartment upstairs.The facility looks like a country style house...
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Photo of Chestnut Terrace II
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.

Cost of memory care in Parkers Landing, MO

The average cost of senior living in Parkers Landing is $5,395 per month. Cheaper nearby regions include Silex, MO with an average of $4,705 per month.

Average monthly cost of Memory Care in Parkers Landing, MO vs. nearby cities

Parkers Landing, MO
$5,395/mo
$5,395/mo
$5,395/mo

Average monthly cost of Memory Care in Parkers Landing, MO vs. the state and national average

Parkers Landing, MO
$5,395/mo
U.S. national average
$5,446/mo

Average monthly cost of Memory Care in Parkers Landing vs. other types of senior living

Memory Care
$5,395/mo

Median monthly costs of Memory Care in Parkers Landing, MO by room type

Semi-Private
$5,667/mo
Studio
$5,612/mo
1 Bedroom
$5,642/mo
2 Bedroom
$5,572/mo
Detached Cottage/Bungalow
$6,280/mo

Average cost of Memory Care in Parkers Landing over time

Parkers Landing, MOMO stateNational

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about memory care in Parkers Landing

Recent reviews for memory care in Parkers Landing

Twin Oaks at Heritage Pointe in Wentzville, MO

5.0
The owners of Twin Oaks are generous, family-oriented persons. They care about the physical, emotional and spiritual well-being of the residents. And they instill these values in their staff, who are helpful, friendly and professional. The result is an environment that fosters a true sense of ...
Read more

Lutheran Senior Services At Breeze Park in St. Charles, MO

4.0
They are pretty good. It's very clean. The staff is pretty friendly. They have stuff going on for activities, but they told me they take them out at least once a week, they told us they had a bus with a lift, and they don't. They told us when she was there she would be able to eat in any of the ...
Read more

Villages of St. Peters Memory Care in Saint Peters, MO

5.0
I cannot say enough nice things about the Villagers of St. Peter's. My mom's over all care was exceptional. My sister and I received help as well with better instructions on how to deal with mom's mental challenges. My mother passed away in [date removed]v and they again were a great help with ...
Read more

Parkers Landing review score based on 78 family reviews

8.1
Review score16 facilities78 reviewsWrite a review
This proprietary review score is based on 78 reviews of 16 Parkers Landing memory care communities. All reviews were submitted in the past two years by verified community residents and family members.
The Parkers Landing review score informs your search by letting you see at a glance how memory care residents and family members rate memory care in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Parkers Landing review score compared against nearby cities

8.1
Parkers Landing, MO16 facilities
8.1
Foley, MO17 facilities
8.7
Winfield, MO8 facilities

Review subcategories for Parkers Landing memory care

When memory care residents and family members submit a review on our site, they rate each community on categories such as cleanliness, activities, meals, and more. The chart below is based on 78 reviews of 16 Parkers Landing memory care communities. This chart helps you compare Parkers Landing resident and family memory care satisfaction rates against national averages. Use it to assess your needs and develop criteria for your own search. If you know that one of these categories is important to you or your loved one, our senior living advisors can help you find communities to match your needs.
Parkers Landing, MO averageNational average
Cleanliness
4.5
4.4
Friendliness
4.5
4.5
Care services
4.1
4.2
Staff
4.3
4.4
Meals & dining
4.0
4.1
Activities
4.2
4.0
Value for cost*
4.0
4.0
0.01.02.03.04.05.0
*Learn more about cost details

Parkers Landing memory care services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Parkers Landing memory care communities. They don’t represent all possible services and amenities available at assisted living communities in Parkers Landing, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Parkers Landing memory care

Memory care communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of memory care partners in Parkers Landing that offer these care services compared to the percentage of partners that offer them nationally.
Parkers Landing, MONational
Full medication management
Full medication management
68.8%
65.3%
Doctor on call
Doctor on call
56.3%
48.1%
24-Hour awake staff
24-Hour awake staff
87.5%
82.3%
Diabetic care
Diabetic care
100%
98.8%
*Visiting health care professionals
*Visiting health care professionals
81.3%
71.7%
Home care agency on-site
Home care agency on-site
37.5%
28.4%
Non-ambulatory care
Non-ambulatory care
93.8%
89.5%
Respite or short term stays
Respite or short term stays
68.8%
61.5%
Hospice available on-site
Hospice available on-site
68.8%
72.1%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Parkers Landing memory care

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Parkers Landing Memory Care partners offer the selected dementia care services compared to the percentage of partners nationally.
Parkers Landing, MONational
Dementia behaviors care
Dementia behaviors care
81.3%
74%
Specialized memory care training for staff
Specialized memory care training for staff
68.8%
46%
Secured community and/or wander guard
Secured community and/or wander guard
87.5%
70.2%
Memory care only community
Memory care only community
37.5%
26.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Parkers Landing memory care

Memory care communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Parkers Landing partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Parkers Landing, MONational
Nutritionist / dietician
Nutritionist / dietician
56.3%
27.8%
Low / no sodium
Low / no sodium
68.8%
44.4%
No sugar
No sugar
62.5%
41.5%
Vegetarian
Vegetarian
68.8%
50.1%
Pureed meals
Pureed meals
12.5%
18.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Parkers Landing memory care

Our memory care communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Parkers Landing communities that offer dining options to their discerning residents compared to our partners nationally.
Parkers Landing, MONational
Professional chef
Professional chef
43.8%
31.9%
Restaurant style dining
Restaurant style dining
56.3%
39.8%
Room service
Room service
50%
36.9%
Anytime dining
Anytime dining
50%
23%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Parkers Landing memory care

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered memory care communities in Parkers Landing offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Parkers Landing, MONational
Activity director
Activity director
68.8%
45.6%
Pet-focused programs
Pet-focused programs
56.3%
33.5%
Community service programs
Community service programs
50%
28.4%
Devotional activities on-site
Devotional activities on-site
68.8%
54.2%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
75%
51.5%
Outings / off-site activities
Outings / off-site activities
81.3%
60.8%
Piano or organ
Piano or organ
56.3%
39.4%
Arts and crafts center
Arts and crafts center
50%
34.9%
Educational speakers / life long learning
Educational speakers / life long learning
56.3%
36.3%
Clubs / games / karaoke
Clubs / games / karaoke
75%
47.2%
Live performances
Live performances
68.8%
47.6%
Dances
Dances
50%
31.2%
Fitness center
Fitness center
43.8%
22%
Fitness classes
Fitness classes
75%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Clarendale of St. Peters, The Boulevard of St. Charles Senior Living and Barathaven Memory Care are the top-rated memory care facilities near Parkers Landing, Missouri. See full list of communities.

There are 17 memory care facilities near Parkers Landing, Missouri. See the full list.

The best memory care facilities near you in Parkers Landing, Missouri are Clarendale of St. Peters and Barathaven Memory Care. These memory care communities received the highest rankings based on verified family reviews.

The 17 memory care facilities near you in Parkers Landing, Missouri typically provide housing, therapies, and care tailored to those who have Alzheimer’s or other forms of dementia. To find memory care in Parkers Landing, Missouri, browse our detailed listings showing photos, floor plans, amenities, activities, and reviews from real families.

Browse A Place for Mom’s listings for memory care in Parkers Landing, Missouri, to take a virtual tour. Our local senior living experts can arrange for a live tour of these communities as well.

The cost of memory care facilities in Parkers Landing, Missouri ranges from $1 to $10272. The average Memory Care cost in Parkers Landing, Missouri is $5,395. Prices often vary based on care provided, amenities, unit size, and more. 

The cost of memory care in Parkers Landing, Missouri typically starts at $1. A Place for Mom’s local, expert senior living advisors can help you find affordable memory care facilities near you and offer advice on how to lower costs and pay for care with VA benefits or public payment options.

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