11th
OVERALL STATE RANK
New York’s assisted living provides aging adults a safe and comfortable place to receive quality senior care, engage in fun activities, and indulge in all the locale has to offer. Although the cost of living is on the higher end overall, New York offers a unique mix of small towns and large cityscapes. “Excelsior,” New York’s motto meaning “ever upward,” hints at the state’s strong character, from NYC’s robust arts and culture scene to the suburban lifestyle of upstate New York and every eccentricity in between.
State scorecard
How we determine rankings
Our 2023 state ranking for assisted living uses A Place for Mom’s proprietary data collected from our community partners. First, we sorted through our metrics and grouped them into three pillars that are key in a quality assisted living experience. We weighted these pillars differently based on insights from our senior living experts. Then, we used these categories and their weighting to determine how each state ranks.
Top ranked New York cities for assisted living overall
Key findings
Top ranked New York cities - Services & Amenities
Key findings
New York vs. the national monthly median cost of assisted living
Top ranked New York cities - Affordability
Key findings
State highlights
According to A Place for Mom’s internal data, 99% of communities in New York offer on-site activities, nearly 87% provide full medication management, and nearly 58% employ a professional chef.
Top ranked New York cities - Ratings
This facility is kept clean and tidy, but the most important thing is that the staff are tremendous. They are caring and helpful, and always keep you well informed. I recommend them without qualification.
Can you stand one more compliment. Well done! My second month here and so very pleased with everything. The staff here are annoying this has been a wise move for me. Now, home new friends, a new chapter in...
Yorktown Assisted Living has all of the best aspects of a warm, loving and caring home. Residents' rave about the incredible quality of the cuisine. The list of activities is too long to list here but it...
I have only been to East 56 once to visit, everyone I met was very friendly. My brother feels cared for and I am grateful for that.
It's very convenient for my sister in law to get to her favorite places. Food good. She likes the exercise class and would like to teach it
The entire staff at Coterie Hudson Yards, from the doormen to the Director of the facility are all caring and dedicated to the residents. The place is spotless and the food is really good.
Everyone is so friendly and ready to help whatever you need, they also have activities that they do with the clients after lunch, such as Bingo, Dominoes or puzzle solving. The facility is very clean and...
My sister and I could not be more pleased with Atria Forest Hills. It’s an elegant yet homey facility in a wonderful neighborhood that is easily accessible by car or public transportation. My 89-year-old...
My mother in law has adjusted well to Sunrise and is making friends, enjoying the activities, and really appreciates the kindness and attentiveness of the staff. The location is also good. She hasn’t been...
My sister and I could not be more pleased with Atria Forest Hills. It’s an elegant yet homey facility in a wonderful neighborhood that is easily accessible by car or public transportation. My 89-year-old...
Price is very high. Felt a bit rushed to make a decision. I like the facility a lot. I just wish that it was more affordable or had some discounts for insurance.
I am very pleased with the facility, great staff and my grandmother is very well taken care of. The facility is beautiful & close to all transportation which makes it very easy for my family members to...
Everyone is so friendly and ready to help whatever you need, they also have activities that they do with the clients after lunch, such as Bingo, Dominoes or puzzle solving. The facility is very clean and...
My mother in law has adjusted well to Sunrise and is making friends, enjoying the activities, and really appreciates the kindness and attentiveness of the staff. The location is also good. She hasn’t been...
Took my Mom to visit her lifelong friend at Sunrise of Mill Basin and was so pleasantly surprised not only by how pleasant the building is (inside and out) but by the front desk person ([name removed]). ...
According to A Place for Mom’s internal data, the average cost of assisted living in New York is about $6,000 per month, but can range from about $3,300 to $9,400. In comparison, the national average cost of assisted living is approximately $5,100 per month.[01] There are a handful of factors that play a role in determining a community’s cost, including location, amenities, care levels, and apartment floor plan size.
You can generally expect to see costs rise in communities that offer luxury amenities, large floor plans, and advanced or specialized care services. Additionally, locations with a high cost of living typically have higher costs of assisted living. The cost of living in New York is just over 1.5 times more expensive than the national average, which could explain why the cost of assisted living is also above average.[02]
The assisted living costs above account for all fees paid, including services, amenities, and care. Our figures reflect actual prices paid by families referred to one of A Place for Mom’s partner assisted living communities in New York. To cover these costs, most families use a combination of public and private payment methods, which you’ll read about below.
Average monthly costs
New York
US National average
Average monthly costs
Average monthly costs
Average monthly costs
Let our care assessment guide you
Our free tool provides options, advice, and next steps based on your unique situation.
While many people can rely on personal funds to cover their assisted living costs, it’s most common for families to use a combination of private and public payment methods. New York offers a range of financial aid programs, including Medicaid, Medicare, and veterans benefits. Read about assisted living payment methods below, or for a higher level overview, explore our guide to paying for long-term care.
Private pay doesn’t only mean pulling money from a personal savings account to pay for assisted living. Private pay can also include leveraging home equity, taking out a reverse mortgage loan, utilizing long-term care insurance, and more. Click on the cards below to learn more about your options.
Selling a house can generate funds to help pay for assisted living in New York.
Reverse mortgage loans convert home equity into cash so you can pay for assisted living in New York.
Health savings accounts (HSAs) can cover long-term care insurance premiums and health care costs in New York.
Life insurance policies can be sold or surrendered to pay for assisted living in New York.
Long-term care insurance can cover certain assisted living services in New York, depending on the specific policy.
Social Security benefits can be used to pay for assisted living in New York.
About 665,257 veterans call New York their home.[03] Many of those veterans aren’t aware of the resources available to them that can help pay for long-term care costs. The U.S. Department of Veterans Affairs (VA) provides benefit coverage to eligible veterans and their spouses, many of which are rather generous and worth checking out. Veterans may also be able to get additional VA benefits if they have a disability due to their service. The VA has a list of service-connected ailments that you can read to learn more about qualification requirements.
It’s not easy to navigate veterans benefits on your own. It’s highly recommended to connect with valuable sources like VA centers and nonprofit veterans service organizations (VSOs) for benefits counseling. Local VSOs in New York include the following:
For people with low or limited income, Medicaid can be a valuable resource to help pay for some assisted living costs, excluding room and board. Medicaid is a state and federal health care insurance program for qualifying individuals. Medicaid is federally funded and administered at the state level.
New York State Medicaid is administered by the New York State Department of Health. It provides comprehensive health coverage to more than 7.3 million state residents.[04] New York State Medicaid can help cover the following services:[05]
New York also offers waiver programs and Medicaid health plans to help even more New Yorkers have access to health care. These have slightly different eligibility criteria than traditional Medicaid and include the following:
For free assistance with benefit enrollment or understanding certain requirements, you can contact your local long-term care ombudsman. You can reach a New York long-term care ombudsman at 1-855-582-6769.
Medicare is a federal health insurance program for adults aged 65 or older and people with disabilities. While Medicare can help cover some costs associated with assisted living, it won’t cover room and board in an assisted living community. By using the Medicare coverage search tool, you can find out if a specific device, diagnostic test, or procedure is covered.
Check out New York’s Medicare Savings Program (MSP). Administered by Medicaid, MSPs can help people with low income pay for their Medicare premiums. Medicare programs in New York include the following:
If you find you need further assistance with Medicare benefits, the following local resources can help:
For licensing purposes, assisted living in New York is referred to as any of the following:[06]
The New York Department of Health licenses and regulates Adult Homes, Enriched Housing Programs, and Assisted Living Residences. Adult Care Facilities aren’t licensed to provide nursing or medical care. Licensed Adult Homes and Enriched Housing Programs have similar provisions. However, Adult Homes aren’t required to provide more than one meal per day or private rooms for residents, while Enriched Housing Programs are.
You can learn more about New York’s specific assisted living regulations by visiting the New York section of the National Center for Assisted Living (NCAL)’s Assisted Living Regulatory Review.
Let our care assessment guide you
Our free tool provides options, advice, and next steps based on your unique situation.
We developed a system to rate each state on how easy — or difficult — it is to find important assisted living records and reports and compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of New York is exceptional. Key findings that informed this rating include:
We developed a standard methodology for state data collection and evaluation, and based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
A Place for Mom. (2023). A Place for Mom proprietary data.
Livingcost.org. Cost of living in New York.
United States Census Bureau. QuickFacts New York.
New York State Department of Health. (2023, August). New York State Medicaid.
New York State Department of Health. (2023, March). Frequently Asked Questions (FAQs) about NY Medicaid Benefits.
National Center for Assisted Living (NCAL). (2022). Assisted living state regulatory review.
Overview of assisted living in NY
The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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