From the Golden Gate Bridge to the Hollywood sign, California is a state rich with culture and treasured by all who visit or live here. In California, assisted living communities are ensconced in the state’s diverse beauty, from sprawling greenery and redwood forests in the north to salty air and towering palm trees in the south.
Assisted living is best for seniors who are relatively independent, but would benefit from assistance with their activities of daily living (ADLs), like eating, dressing, grooming, and using the restroom. The cost of A Place for Mom’s partner assisted living communities in California comes in at a median monthly cost of roughly $5,100 or $61,200 annually.[01]
My mother has lived here for her last 23 months. She loves the musical programs and live entertainment they bring in. She also enjoys the chair tai chi, bingo, bible study, outings, but especially her 3...
Sweet home is fantastic- Loving, caring staff and a clean, cheerful environment! My mom enjoys delicious home cooked meals and weekly entertainment. Puts my mind at ease to know she is in great hands when...
We are very happy and content with their care rendered to our mother. Staff is very receptive, attentive and very much engaged to their residents. It is very clean, homey, well organized and well kept. They...
I think the staff is great very friendly. I see the same people all the time and I like them so that's great. The room size is good very good and the amenities I believe were good ones. Minor thought was...
There's a tremendous sense of community between the residents and staff. The staff is very involved in hosting recreational activities.
Excellent, organized and comfortable place. The staff here are very respectful and very eager to serve and place the elderly.
Excellent, organized and comfortable place. The staff here are very respectful and very eager to serve and place the elderly.
I am very pleased with the care my father receives at Los Angeles Board and Care. The staff provides genuine, heartfelt attention that makes him feel valued every day. The clean, safe environment, combined...
Paradise Senior Living has been a safe haven for caring for my mother during a very difficult period. The house is very clean with a lovely backyard. The food is excellent and the level of care is above...
My dad came to Greenhaven Place and has been very happy with the activities they have to offer. They’ve even did a scenic drive to go and look at Christmas lights which was really nice. My dad was shy at...
My mom lives in memory care and the staff are incredibly passionate and calming with her. They have lots of enrichment and activities to keep them stimulated and fulfilled. Great option for your loved one.
We had a very good experience with Siebenthal. The residence was very clean , but still homey rather than sterile. The staff was very friendly and caring and provided activities to give my Mom something to...
My mother has lived here for her last 23 months. She loves the musical programs and live entertainment they bring in. She also enjoys the chair tai chi, bingo, bible study, outings, but especially her 3...
They were amazing with the short time my dad was there. They did everything they could to keep him happy! and we appreciate that staff so much!
My mom was extremely overwhelmed with my there's ever growing care needs and memory concerns, we had to make a quick decision to move dad into Westmont of Escondido. The tram was able to quickly and...
According to A Place for Mom’s proprietary data, the cost of our partner assisted living communities in California ranges from about $3,000 to $8,600 per month. The median cost, where half the prices are higher and half are lower, is $5,100 per month. This is slightly higher than the national median cost, which is approximately $4,800 per month.[01] These figures account for all fees, including amenities and care costs, and reflect actual costs experienced by seniors referred to their community by A Place for Mom.
There’s a reason for the wide cost range for California’s assisted living, and it’s based on a few different elements. Individual assisted living communities set their own price points based on the following factors:
No matter what your monthly payment ends up being, there are several options that can help you or your family pay for assisted living. Read about California’s options below.
Average monthly costs
California
US National average
Average monthly costs
Average monthly costs
Average monthly costs
Let our care assessment guide you
Our free tool provides options, advice, and next steps based on your unique situation.
At least 20% of today’s 65-year-olds will need long-term care for at least five years.[03] This is why it’s so important to start planning ahead for assisted living costs. Many families are able to pay for long-term care using personal savings. However, most families use a combination of payment methods, including private funds, Medicare, Medicaid, and any applicable veterans benefits.
Whether you decide to leverage your health savings account (HSA) or put your Social Security benefits toward your long-term care costs, there’s a range of payment options to help you pay for assisted living in California.
California is home to over 1.3 million veterans, 27% of whom are age 75 or older.[04] The U.S. Department of Veterans Affairs (VA) offers numerous benefits for veterans. While the VA doesn’t pay for assisted living directly, its benefits help eligible veterans and their spouses pay for the costs associated with assisted living. Additionally, if you or your loved one is a wartime veteran with an ailment or disability acquired during service, you could qualify for additional VA benefits. To find out if you qualify, you can start by reading the VA’s list of service-connected ailments.
Eligibility requirements and application processes can be convoluted and confusing at times. Seek assistance with your VA benefits from a benefits counselor. Not only can a benefits counselor guide you through your application, they can help you determine which benefits you or a spouse could be eligible for and increase the likelihood of a successful application.
Veterans resources local to California include local benefits counselors, VA centers, and nonprofit veterans service organizations (VSOs), including the following:
The Paralyzed Veterans of America (PVA) California Chapter was founded by WWII service members with spinal injuries. The chapter provides services to paralyzed veterans and people with disabilities by coordinating and communicating with the VA, VA Health Center, and other veterans services. It also helps veterans get the benefits they’re entitled to. You can contact the PVA California chapter by calling 562-826-5713 or by emailing info@pvacc.org.
Medicaid is the health care program for qualified low-income individuals including adults, children, pregnant women, elderly adults, and people with disabilities. It’s run at the state level according to federal requirements and funded jointly by the state and federal governments. Many seniors eventually use Medicaid once they’ve exhausted their personal savings. Medicaid can help pay for some assisted living services and some other long-term care costs, such as personal care, prescription medications, and on-site therapy services. However, Medicaid does not pay for assisted living room and board costs.
Medi-Cal is the name of California’s state Medicaid program administered by the Centers for Medicare and Medicaid Services (CMS) and the California Department of Health Services (DHCS). For those who qualify, Medi-Cal can help pay for medical costs associated with assisted living, including doctor’s visits, medications, surgery, and dental screenings.[05]
The benefits you’ll actually receive will depend on how you qualify for Medi-Cal. Some applicants qualify for all Medi-Cal coverage, while others may only qualify for some Medi-Cal services. Your eligibility will also depend on your household size and income level. Medi-Cal’s income eligibility differs based on the size of your household. For example, a one-person household has an income limit of $17,609 per year, whereas a two-person has an income limit of $23,792 per year.[06]
Medi-Cal offers waiver programs that waive certain Medicaid program requirements, allowing more individuals to access benefits and services. Waiver programs available in California include the following:[07]
You can apply for Medi-Cal using any of the following methods:
Medicare is a federal health insurance program designed for qualifying seniors 65+ and people with disabilities. Medicare can help cover assisted living costs, including medically necessary costs associated with assisted living. However, it will not cover personal care or the costs of room and board in assisted living communities.
Every state has Medicare Savings Programs to help qualifying individuals cover Medicare costs like premiums, deductibles and copayments, which basic Medicare may not cover. Medicare Savings Programs in California are available to Californians with an annual income of less than $19,683. Such programs include the following:[08]
Other Medicare programs in California include the following:
California’s ombudsman programs can provide you with assistance in your search for Medicare coverage. They can help you determine your options, resolve any conflicts, and talk you through any concerns. California’s ombudsman programs include the following:
Contact the Office of the Ombudsman by calling 888-452-8609 or by emailing MMCDOmbudsmanOffice@dhcs.ca.gov. Their open weekdays 8 a.m. to 5 p.m. (PST).
In California, assisted living communities are considered Residential Care Facilities for the Elderly (RCFEs). The state defines an RCFE as a voluntary housing arrangement that:[09]
The California Department of Social Services’ Community Care Licensing Division is responsible for licensing RCFEs. Regulation responsibility is shared by the Continuing Care Contracts Section of the Community Care Licensing Division and the California Senior Care Licensing Program.
The Continuing Care Contracts Section assesses RCEFs’ financial standing to ensure they can fulfill their commitments to making care contracts to residents. In doing so, the Continuing Care Contracts Section’s responsibilities include the following:[10]
The Adult and Senior Care Program regulates elderly care facilities to ensure they’re properly licensed and are following proper health and safety measures. They perform regular RCFE inspections to ensure compliance to the Title 22 Regulations, which outline standards for the following:[10]
Specific examples of RCFE regulations in California include the following:[09]
To find the licensing status and regulatory information, including inspection reports, of a specific assisted living facility in California, you can search the facility using the California Department of Social Services’ elderly assisted living search tool.
Let our care assessment guide you
Our free tool provides options, advice, and next steps based on your unique situation.
We developed a system to rate each state on how easy – or difficult – it is to find important assisted living records and reports, and compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of California is exceptional. Key findings that informed this rating include:
We developed a comprehensive guide to state regulations for assisted living for state data collection and evaluation, and based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
A Place for Mom. (2023). A Place for Mom proprietary data.
Livingcost.org. Cost of living in California.
U.S. Department of Health and Human Services. (2020, February 18). How much care will you need? Administration for Community Living (ACL).
United States Census Bureau. (2021). American community survey: California, 75 years and over, veteran status (S2101).
Health for California Insurance Center. Medi-Cal.
Health for California Insurance Center. Medicaid eligibility and requirements in California.
Centers for Medicare and Medicaid Services (CMS). State waivers list.
Department of Health Care Services (HCS). (2023, 3 March). Medicare Savings Programs in California.
National Center for Assisted Living (NCAL). (2022). Assisted living state regulatory review.
California Department of Social Services (CDSS). Laws and Regulations.
Overview of assisted living in CA
The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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