About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Stearns, KY

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The cost of independent living in Stearns is about $2,858 per month. To find the best independent living for your preferences and budget, browse these 30 options. Read 266 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Huntsville, Pioneer and Terry Creek.

Stearns Independent Living Facilities | 266 Reviews

Showing 27 communities
Last Updated: 11/18/25
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The staff truly care about the residents and they answer concerns quickly. Each resident is unique and they try to acknowledge issues with empathy and understanding. They have fun activities for the...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Cost of independent living in Stearns, KY

The average cost of senior living in Stearns is $2,858 per month. Cheaper nearby regions include London, KY with an average of $315 per month.

Independent living costs in Stearns, KY, vs. nearby cities

Stearns, KY
$2,858/mo

Independent living costs in Stearns, KY, vs. state and national averages

Stearns, KY
$2,858/mo
U.S. national average
$4,158/mo

Independent living costs in Stearns, KY, vs. other senior living options

$4,134/mo
Independent Living
$2,858/mo

Independent living costs in Stearns, KY, by floor plan type

Semi-Private
$3,504/mo
Studio
$4,156/mo
1 Bedroom
$4,332/mo
2 Bedroom
$4,250/mo

Senior living costs in Stearns vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Stearns, KY
Column state: Kentucky
Column national: U.S.
Community typeStearns, KYKentuckyU.S.
Independent Living$2,858/mo$3,292/mo$4,158/mo
Assisted Living$4,134/mo$4,366/mo$4,710/mo
Memory Care$4,134/mo$4,391/mo$4,943/mo
Independent Living
Stearns, KY:$2,858/mo
Kentucky:$3,292/mo
U.S.:$4,158/mo
Assisted Living
Stearns, KY:$4,134/mo
Kentucky:$4,366/mo
U.S.:$4,710/mo
Memory Care
Stearns, KY:$4,134/mo
Kentucky:$4,391/mo
U.S.:$4,943/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Stearns

Recent reviews for independent living in Stearns

Bluegrass Senior Living in Somerset, KY

5.0
We love it. My loved one is happy here, and has more friends now than before. The staff are wonderful to work with, friendly, helpful, and accommodating with the family and residents. The staff are willing to assist my loved one with their food choices.

Viva Senior Living at Oak Ridge

4.7
Staff is extremely friendly and helpful. For those who do not drive they have transportation, free of charge to grocery stores, medical appointments ETC. I would recommend Commonwealth at Oak Ridge to others.

The Courtyards Senior Living at Oak Ridge

4.5
Memory Care Facility at Courtyards - Oak Ridge provides excellent care for my husband. Staff is kind and patient. Highly recommend. The food is good and I can tell he really enjoys it. When he needed care beyond what I could give at home, I didn’t know what to do next. So happy we found ...
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Stearns independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Stearns independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Stearns, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Stearns independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Stearns partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Stearns, KYNational
Nutritionist / dietician
Nutritionist / dietician
14.8%
20.5%
Low / no sodium
Low / no sodium
22.2%
34.4%
No sugar
No sugar
18.5%
30.9%
Vegetarian
Vegetarian
22.2%
33.5%
Pureed meals
Pureed meals
3.7%
10.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Stearns independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Stearns communities that offer dining options to their discerning residents compared to our partners nationally.
Stearns, KYNational
Professional chef
Professional chef
11.1%
36.5%
Restaurant style dining
Restaurant style dining
29.6%
43.4%
Room service
Room service
22.2%
36.9%
Anytime dining
Anytime dining
11.1%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Stearns independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Stearns offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Stearns, KYNational
Activity director
Activity director
29.6%
45.1%
Pet-focused programs
Pet-focused programs
25.9%
28.3%
Community service programs
Community service programs
22.2%
33%
Devotional activities on-site
Devotional activities on-site
25.9%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
29.6%
48.8%
Outings / off-site activities
Outings / off-site activities
33.3%
54%
Piano or organ
Piano or organ
22.2%
42.9%
Arts and crafts center
Arts and crafts center
14.8%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
22.2%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
25.9%
47.1%
Live performances
Live performances
29.6%
46.7%
Dances
Dances
22.2%
33%
Fitness center
Fitness center
7.4%
39.4%
Fitness classes
Fitness classes
29.6%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

There are 30 independent living facilities near Stearns, Kentucky. See the full list.

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