About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Covington, IN

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The cost of independent living in Covington is about $3,380 per month. To find the best independent living for your preferences and budget, browse these 28 options. Read 185 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Danville, State Line City and New Richmond.

Covington Independent Living Facilities | 185 Reviews

Showing 26 communities
Last Updated: 12/3/25
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Photo of Shady Oak Village
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Cost of independent living in Covington, IN

The average cost of senior living in Covington is $3,380 per month. Cheaper nearby regions include Kingman, IN with an average of $1,694 per month.

Independent living costs in Covington, IN, vs. nearby cities

Covington, IN
$3,380/mo

Independent living costs in Covington, IN, vs. state and national averages

Covington, IN
$3,380/mo
$3,203/mo
U.S. national average
$4,166/mo

Independent living costs in Covington, IN, vs. other senior living options

$4,745/mo
Independent Living
$3,380/mo

Independent living costs in Covington, IN, by floor plan type

Studio
$4,079/mo
1 Bedroom
$3,729/mo
2 Bedroom
$4,334/mo
Detached Cottage/Bungalow
$4,397/mo

Senior living costs in Covington vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Covington, IN
Column state: Indiana
Column national: U.S.
Community typeCovington, INIndianaU.S.
Independent Living$3,380/mo$3,203/mo$4,166/mo
Assisted Living$4,121/mo$4,010/mo$4,769/mo
Memory Care$4,745/mo$5,074/mo$5,523/mo
Independent Living
Covington, IN:$3,380/mo
Indiana:$3,203/mo
U.S.:$4,166/mo
Assisted Living
Covington, IN:$4,121/mo
Indiana:$4,010/mo
U.S.:$4,769/mo
Memory Care
Covington, IN:$4,745/mo
Indiana:$5,074/mo
U.S.:$5,523/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Covington, IN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Covington and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Covington, ININ stateNational

Independent living cost trends in Covington, IN

The table below shows how monthly independent living costs in Covington have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Covington, IN$3,097/mo$2,830/mo+9.4%
Indiana$2,566/mo$2,446/mo+4.9%
National$3,006/mo$2,839/mo+5.9%
Covington, IN
2024 average cost:$3,097/mo
2023 average cost:$2,830/mo
Percent change:+9.4%
Indiana
2024 average cost:$2,566/mo
2023 average cost:$2,446/mo
Percent change:+4.9%
National
2024 average cost:$3,006/mo
2023 average cost:$2,839/mo
Percent change:+5.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Covington

Recent reviews for independent living in Covington

The Oaks Manor in Oakland, IL

5.0
We initially feared Mom would not like being in assisted living, but she absolutely loves it at the Oaks Manor. When we do get her out for the day she is always ready to get back. She always mentions how safe she feels being there. The employees go way above and beyond what is expected and ...
Read more

Cobblestone Crossings in Terre Haute, IN

3.9
So far everything’s been good.

Aster Place in Lafayette, IN

4.6
As indicated by my ratings we just feel Aster is a wonderful place for our mom however the food needs improvement. Luckily mom has a full kitchen in her apartment so does not use the dining room that often but the times she has she has been disappointed. We have heard that complainant from all ...
Read more

Covington independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Covington independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Covington, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Covington independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Covington partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Covington, INNational
Nutritionist / dietician
Nutritionist / dietician
30.8%
20.5%
Low / no sodium
Low / no sodium
42.3%
34.4%
No sugar
No sugar
34.6%
30.9%
Vegetarian
Vegetarian
42.3%
33.5%
Pureed meals
Pureed meals
7.7%
10.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Covington independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Covington communities that offer dining options to their discerning residents compared to our partners nationally.
Covington, INNational
Professional chef
Professional chef
34.6%
36.5%
Restaurant style dining
Restaurant style dining
50%
43.4%
Room service
Room service
42.3%
36.9%
Anytime dining
Anytime dining
26.9%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Covington independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Covington offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Covington, INNational
Activity director
Activity director
53.8%
45.1%
Pet-focused programs
Pet-focused programs
38.5%
28.3%
Community service programs
Community service programs
42.3%
33%
Devotional activities on-site
Devotional activities on-site
38.5%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
53.8%
48.8%
Outings / off-site activities
Outings / off-site activities
50%
54%
Piano or organ
Piano or organ
38.5%
42.9%
Arts and crafts center
Arts and crafts center
46.2%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
50%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
50%
47.1%
Live performances
Live performances
50%
46.7%
Dances
Dances
50%
33%
Fitness center
Fitness center
38.5%
39.4%
Fitness classes
Fitness classes
46.2%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Sycamore Manor, Traditions of Lafayette and Autumn Trace Senior Communities Attica are the top-rated independent living facilities near Covington, Indiana. See full list of communities.
There are 28 independent living facilities near Covington, Indiana. See the full list.
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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