About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
Senior Living Awards
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Expert Contributor

Denise Lettau, J.D., wealth management specialist

Wealth Management Specialist
Expertise
Attorney Denise Lettau has over 15 years of experience in the wealth management industry.

About Denise

Denise Lettau is an attorney with over 15 years of experience in the wealth management industry. She has used her legal skills throughout her career to serve as a fiduciary. Her primary focus has been in the areas of special needs trusts, government benefits, and issues related to aging.

More from Denise

VA Aid and Attendance Benefit: Eligibility, Application Process, and Approval Tips
The VA’s Aid and Attendance supplemental payment can be used to pay for care and services. Are you or your loved one eligible?
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Find out which assisted living expenses you can deduct on your taxes and how to qualify.
Senior looking at paperwork with daughter
Learn about the different types of Social Security benefits and how to use them to pay for in-home care.
Younger woman and older man looking at computer for memory care help.
Learn how to pay for memory care for a loved one when personal income and savings aren’t enough.
Senior mom and daughter sitting on couch smiling
Learn how a power of attorney empowers you to advocate for your loved one’s best interests as they age.
How to Pay for Assisted Living: A Comprehensive Guide
Regardless of how your loved one pays for assisted living, the most helpful thing you can do is help them plan for it.